5720 River Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5720 River Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 1967
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (May 2026)
Tax Bill	$4,979 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`283-0423-010-0000`

Property Details

APN / Parcel Number

Primary APN	`283-0423-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,455 sqft Living Area
1st Floor Area	1,455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Pool Area	30,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5720 RIVER OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SHELFIELD OAKS, LOT 40
Legal Subdivision	SHELFIELD OAKS
Legal Lot Number	40
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3014
Census Tract	7702

Owner

5720 River Oak Way is owned by an individual who bought it in May 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	77-331 KAHILL PL, KAILUA KONA, HI 96740
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Grant Deed, Transfer E-PLACER TITLE, PLACER TITLE
May 11, 2026	Grant Deed, Transfer · Conventional Mortgage COLUMBIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	Sep 19, 2000 · Amount on File
Deed Book / Page	20260511 / 1475
Prior Transfer Date	May 4, 2026
Prior Transfer Doc	2026001476
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 11, 2026
Property Address	5720 RIVER OAK WAY, CARMICHAEL, CA 95608-5560
Document Number	2026001476
Book / Page	20260511 / 1476
Instrument Date	May 4, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 11, 2026
Property Address	5720 RIVER OAK WAY, CARMICHAEL, CA 95608-5560
Document Number	2026001475
Book / Page	20260511 / 1475
Instrument Date	May 4, 2026
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,547.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5720 RIVER OAK WAY, CARMICHAEL, CA 95608-5560

Mortgage

Document Number	2026001477,
Date	May 11, 2026
Book Page	20260511/1477

Lender

Name	COLUMBIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5720 River Oak Way was $4,979, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,613 (+2%) Land $136,777 Building $282,836
2025	$4,979.00 (+2.15%)	$411,387 Land $134,096 Building $277,291
2024	$4,874.00 (+1.63%)
2023	$4,796.00 (+2.04%) Homeowner's exemption	$395,414 Land $128,890 Building $266,524
2022	$4,700.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5720 River Oak Way in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	6 (1986–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5720 River Oak Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, T-Mobile.

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