5725 River Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5725 River Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,842 sqft · built 1967
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Mar 2016)
Tax Bill	$9,372 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`283-0422-002-0000`

Property Details

APN / Parcel Number

Primary APN	`283-0422-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,842 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5725 RIVER OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SHELFIELD OAKS, LOT 10
Legal Subdivision	SHELFIELD OAKS
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3013
Census Tract	7702

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5725 RIVER OAK WAY, CARMICHAEL, CA 95608-5559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Intrafamily Transfer, Transfer · Line of Credit SAFE CU
Nov 30, 2022	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Apr 13, 2022	Correction Deed
Jul 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2016 · Amount on Record
Deed Sale	Mar 8, 2016 · Amount on Record
Prior Sale	Aug 21, 2013 · Amount on Record
Deed Book / Page	20160308 / 865
Last Transfer Date	Nov 23, 2022
Transfer Doc	2022001397
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 30, 2022
Property Address	5725 RIVER OAK WAY, CARMICHAEL, CA 95608-5559
Document Number	0000001397
Map Reference	MB 76 MAP 18
Instrument Date	Nov 9, 2022
Instrument	2022113001397
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5725 RIVER OAK WAY, CARMICHAEL, CA 95608-5559

Mortgage

Document Number	0000001398
Date	Nov 30, 2022
Instrument	2022113001398

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 30, 2022
Property Address	5725 RIVER OAK WAY, CARMICHAEL, CA 95608-5559
Document Number	0000001399
Map Reference	MB 76 MAP 18
Instrument Date	Nov 9, 2022
Instrument	2022113001399
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5725 RIVER OAK WAY, CARMICHAEL, CA 95608-5559

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 13, 2022
Property Address	5725 RIVER OAK WAY, CARMICHAEL, CA 95608-5559
Document Number	0000000545
Map Reference	MB 76 MAP 18
Instrument Date	Mar 31, 2022
Instrument	2022041300545
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5725 RIVER OAK WAY, CARMICHAEL, CA 95608-5559

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2019
Property Address	5725 RIVER OAK WAY, CARMICHAEL, CA 95608-5559
Document Number	1907150019
Instrument Date	Jul 9, 2019
Instrument	1907150019
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5725 RIVER OAK WAY CARMICHAEL CA 956085559, CARMICHAEL, CA 95608-5559

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$783,129 (+2%) Land $262,846 Building $520,283
2025	$9,372.00 (+2.14%)	$767,775 (+4.04%) Land $257,693 Building $510,082
2024	$9,176.00 (+1.61%)
2023	$9,031.00 (+13.94%)	$737,964 Land $247,688 Building $490,276
2022	$7,926.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	6 (1986–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, T-Mobile.

Nearby Properties on River Oak Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures