Sacramento County property record for 5705 River Oak Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,311 sqft · built 1967 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Apr 2003) |
| Tax Bill | $6,247 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 283-0421-002-0000 |
| Primary APN | 283-0421-002-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,311 sqft Living Area |
| 1st Floor Area | 2,002 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 505 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 7,111 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5705 RIVER OAK WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-5549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | SHELFIELD OAKS, LOT 15 |
| Legal Subdivision | SHELFIELD OAKS |
| Legal Lot Number | 15 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 7702 |
Source: Sacramento County assessment roll, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5705 RIVER OAK WAY, CARMICHAEL, CA 95608-5549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| May 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI GOLDEN 1 CU |
| Feb 13, 2019 | Quit Claim Deed, Mortgage · Line of Credit GOLDEN 1 CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2003 · Amount on Record |
| Deed Sale | Apr 24, 2003 · Amount on Record |
| Deed Book / Page | 20030424 / 2228 |
| Prior Transfer Date | Jul 22, 1996 |
| Prior Transfer Doc | 9608000511 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5705 RIVER OAK WAY, CARMICHAEL, CA 95608-5549 |
| Document Number | 2009301998 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5705 RIVER OAK WAY CARMICHAEL CA 956085549, CARMICHAEL, CA 95608-5549 |
| Document Number | 2009301998 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2009301998 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5705 RIVER OAK WAY, CARMICHAEL, CA 95608-5549 |
| Document Number | 1905291264 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5705 RIVER OAK WAY CARMICHAEL CA 956085549, CARMICHAEL, CA 95608-5549 |
| Document Number | 1905291264 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 1905291264 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 13, 2019 |
| Property Address | 5705 RIVER OAK WAY, CARMICHAEL, CA 95608-5549 |
| Document Number | 1902130213 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 1902130213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5705 RIVER OAK WAY CARMICHAEL CA 956085549, CARMICHAEL, CA 95608-5549 |
| Document Number | 1902130214 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 1902130214 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $519,140 (+2%) Land $147,716 Building $371,424 | |
| 2025 | $6,247.00 (+2.13%) | $508,962 (+4.04%) Land $144,820 Building $364,142 |
| 2024 | $6,117.00 (+1.59%) | |
| 2023 | $6,021.00 (+2.19%) | $489,200 Land $139,198 Building $350,002 |
| 2022 | $5,892.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 6 (1986–2017) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Consolidated Communications, T-Mobile USA.
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