Payne County property record for 5720 E Saddlebrook Dr, Stillwater, OK 74075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,807 sqft · built 2021 |
| Lot Size | 10.2 acres (446,054 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jul 2019) |
| Tax Bill | $9,585 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N03E-09-1-9S025-000-0011 |
| Primary APN | 19N03E-09-1-9S025-000-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 3,807 sqft Living Area |
| 1st Floor Area | 3,217 sqft |
| 2nd Floor Area | 590 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 446,054 sqft (10.2 acres) |
| Garage Type | Built-in |
| Garage Area | 981 sqft |
| Porch | Slab |
|---|---|
| Lean-To | 720 sqft |
| Utility Building | 2,400 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 78327 |
|---|---|
| Street Address | 5720 E SADDLEBROOK DR |
| City | STILLWATER |
| State | OK |
| Zip | 74075-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE BROOK LOT 11, 12, 13, 14 & 16 |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 09 |
| Legal Subdivision | SADDLE BROOK |
| Legal Lot Number | 11-14 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 2 |
| Census Block | 2158 |
| Census Tract | 11101 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5720 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STRIDE BANK NA |
| Jul 29, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO |
| Jul 11, 2019 | Warranty Deed, Transfer · Construction Mortgage BANCFIRST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on Record |
| Deed Sale | Jul 11, 2019 · Amount on Record |
| Deed Document Number | 20197004 |
| Deed Book / Page | 2516 / 94 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5720 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Title Company | OKLAHOMA CLOSING & TTL SVCS |
| Name | Verified Name |
|---|
| Document Number | 0026250551 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 2625/551 |
| Instrument | 2021-004894 |
| Name | STRIDE BANK NA |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73142 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5720 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Title Company | OKLAHOMA CLOSING & TTL SVCS |
| Name | Verified Name |
|---|
| Document Number | 0025780339 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 2578/339 |
| Instrument | 2020-008128 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 27, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jul 11, 2019 |
| Property Address | 5720 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Document Number | 0025160094 |
| Book / Page | 002516 / 000094 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 7004 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2019 |
| Title Company | COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1006 STILLWATER OK 740761006, STILLWATER, OK 74076-1006 |
| Document Number | 25160096 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 002516/000096 |
| Instrument | 7005 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | LUTHER, OK 73054 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 10, 2020 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,663 (+5.72%) Land $15,638 Building $86,025 | $891,784 (+5.72%) Land $137,184 Building $754,600 | |
| 2025 | $9,585.00 (+1.16%) Homeowner's exemption | $96,164 (-) Land $10,951 Building $85,213 | |
| 2024 | $9,475.00 (+8.92%) Homeowner's exemption | $96,164 (+8.21%) Land $10,951 Building $85,213 | $843,550 (+8.21%) Land $96,070 Building $747,480 |
| 2023 | $8,699.00 (-0.74%) Homeowner's exemption | $88,865 (+1.29%) Land $10,951 Building $77,914 | $779,520 (+1.29%) Land $96,070 Building $683,450 |
| 2022 | $8,764.00 | $87,734 Land $10,337 Building $77,397 | $769,600 Land $90,680 Building $678,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 41% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 51 EAST WATER serves 2,500 people · EPA ID OK3006003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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