Payne County property record for 5714 E Saddlebrook Dr, Stillwater, OK 74075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,999 sqft · built 2017 |
| Lot Size | 2.49 acres (108,464 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Dec 2024) |
| Tax Bill | $8,416 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N03E-09-1-9S025-000-0008 |
| Primary APN | 19N03E-09-1-9S025-000-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,999 sqft Living Area |
| 1st Floor Area | 2,229 sqft |
| 2nd Floor Area | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 108,464 sqft (2.49 acres) |
| Lot Dimensions | 3,347 ft deep x 321 ft wide |
| Garage Type | Attached |
| Garage Area | 919 sqft |
| Pool Area | 600 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 78324 |
|---|---|
| Street Address | 5714 E SADDLEBROOK DR |
| City | STILLWATER |
| State | OK |
| Zip | 74075-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE BROOK LOT 8 |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 09 |
| Legal Subdivision | SADDLE BROOK |
| Legal Lot Number | 8 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 2 |
| Census Block | 2158 |
| Census Tract | 11101 |
5714 E Saddlebrook Dr is owned and occupied by two individuals who bought it in December 2024.
Source: Payne County records, as of June 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5714 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK AND TRUST COMPANY |
| Dec 6, 2023 | Warranty Deed, Subdivision Related Transfer COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMAS CU |
| May 4, 2017 | Deed of Trust, Mortgage BANK SNB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on File |
| Deed Sale | Dec 16, 2024 · Amount on File |
| Prior Sale | Dec 6, 2023 · Amount on File |
| Deed Document Number | 202412442 |
| Deed Book / Page | 2836 / 522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | May 22, 2026 |
| Property Address | 5714 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Document Number | 0000005594 |
| Book / Page | 2940 / 439 |
| Instrument Date | May 18, 2026 |
| Instrument | 20265594 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SER |
| Name | Verified Name |
|---|---|
| Address | 5714 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Document Number | 0000005594, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 2940/439 |
| Instrument | 20265594 |
| Name | EXCHANGE BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Dec 6, 2023 |
| Property Address | 5714 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Document Number | 0027780931 |
| Book / Page | 2778 / 931 |
| Instrument Date | Dec 5, 2023 |
| Instrument | I-2023-011853 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 28, 2023 |
| Title Company | COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5714 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5714 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST RATE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0025940092 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 2594/92 |
| Instrument | 2020-011908 |
| Name | OKLAHOMAS CU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5714 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Document Number | 0023920631 |
| Book / Page | 002392 / 000631 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2017 |
| Title Company | COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5714 E SADDLEBROOK DR STILLWATER OK 740758903, STILLWATER, OK 74075-8903 |
| Document Number | 0023920631 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 002392/000631 |
| Instrument | 5414 |
| Name | BANK SNB NA |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74076 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 4, 2047 |
The 2025 property tax bill for 5714 E Saddlebrook Dr was $8,416 with a homeowner's exemption, up 86.5% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,416.00 (+86.52%) Homeowner's exemption | $46,317 (-) Land $3,913 Building $42,404 | |
| 2024 | $4,512.00 (+3.65%) Homeowner's exemption | $46,317 (+3%) Land $3,913 Building $42,404 | $472,190 (-5.3%) Land $39,900 Building $432,290 |
| 2023 | $4,353.00 (+14.64%) Homeowner's exemption | $44,968 (+15.26%) Land $3,598 Building $41,370 | $498,620 (+20.73%) Land $39,900 Building $458,720 |
| 2022 | $3,797.00 Homeowner's exemption | $39,014 Land $3,470 Building $35,544 | $413,020 Land $36,740 Building $376,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5714 E Saddlebrook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5714 E Saddlebrook Dr is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 40% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 51 EAST WATER serves 2,500 people · EPA ID OK3006003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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