Payne County property record for 5715 E Saddlebrook Dr, Stillwater, OK 74075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,420 sqft · built 2019 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $17,500 (Nov 2010) |
| Tax Bill | $9,128 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N03E-09-1-9S025-000-0009 |
| Primary APN | 19N03E-09-1-9S025-000-0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 3,420 sqft Living Area |
| 1st Floor Area | 2,340 sqft |
| 2nd Floor Area | 1,080 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 84,942 sqft (1.95 acres) |
| Lot Dimensions | 376 ft deep x 228 ft wide |
| Garage Type | Built-in |
| Garage Area | 744 sqft |
| Porch | Slab |
| Utility Building | 4,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 78325 |
|---|---|
| Street Address | 5715 E SADDLEBROOK DR |
| City | STILLWATER |
| State | OK |
| Zip | 74075-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE BROOK LOT 9 |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 09 |
| Legal Subdivision | SADDLE BROOK |
| Legal Lot Number | 9 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 2 |
| Census Block | 2158 |
| Census Tract | 11101 |
5715 E Saddlebrook Dr is owned and occupied by two individuals who bought it in November 2010.
Source: Payne County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5715 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA COMMUNITY FCU |
| May 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK & TRUST CO |
| Mar 29, 2019 | Loan Modification, Mortgage EXCHANGE BK |
| Aug 27, 2018 | Trustee's Deed, Construction Loan · Line of Credit EXCHANGE BK |
| Mar 20, 2018 | Warranty Deed, Transfer EXCHANGE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2010 · Amount on File |
| Deed Sale | Nov 15, 2010 · Amount on File |
| Deed Document Number | 201014126 |
| Deed Book / Page | 1919 / 282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5715 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0027480754 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 2748/754 |
| Instrument | I-2023-004358 |
| Name | OKLAHOMA COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | STILLWATER, OK 74076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5715 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OKLAHOMA CLOSING & TTL SVCS |
| Name | Verified Name |
|---|
| Document Number | 0025080165 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 2508/165 |
| Instrument | 2019-004897 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5715 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Document Number | 0025020315 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1912 W 9TH AVE STILLWATER OK 740745101, STILLWATER, OK 74074-5101 |
| Document Number | 0025020315 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 002502/000315 |
| Instrument | 3233 |
| Name | EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Amount | Amount on Record |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Aug 27, 2018 |
| Property Address | 5715 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Document Number | 0024710115 |
| Book / Page | 002471 / 000115 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 10568 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1912 W 9TH AVE STILLWATER OK 740745101, STILLWATER, OK 74074-5101 |
| Document Number | 24710115 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 002471/000115 |
| Instrument | 10568 |
| Name | EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 26, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Mar 20, 2018 |
| Property Address | 5715 E SADDLEBROOK DR, STILLWATER, OK 74075-8903 |
| Document Number | 0024420835 |
| Book / Page | 002442 / 000835 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 2922 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Title Company | COMMUNITY ABSTRACT CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1104 W AVERY LN STILLWATER OK 740751202, STILLWATER, OK 74075-1202 |
| Document Number | 24420837 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 002442/000837 |
| Instrument | 2923 |
| Name | EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 19, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5715 E Saddlebrook Dr was $9,128 with a homeowner's exemption, up 1.5% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,865 (+6.09%) Land $4,066 Building $92,799 | $849,695 Land $35,671 Building $814,024 | |
| 2025 | $9,128.00 (+1.51%) Homeowner's exemption | $91,304 (-) Land $3,933 Building $87,371 | |
| 2024 | $8,992.00 (+2.47%) Homeowner's exemption | $91,304 (+1.86%) Land $3,933 Building $87,371 | $800,920 (-1.5%) Land $34,500 Building $766,420 |
| 2023 | $8,775.00 (+85.09%) Homeowner's exemption | $89,634 (+88.85%) Land $3,803 Building $85,831 | $813,130 (+95.3%) Land $34,500 Building $778,630 |
| 2022 | $4,741.00 | $47,463 Land $3,481 Building $43,982 | $416,350 Land $30,540 Building $385,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5715 E Saddlebrook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5715 E Saddlebrook Dr is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 41% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 51 EAST WATER serves 2,500 people · EPA ID OK3006003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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