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5710 Turtle Ridge Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5710 Turtle Ridge Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,554 sqft · built 2006
Lot Size0.56 acres (24,384 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Dec 2019)
Tax Bill$9,175 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN016123-8262

Property Details

APN / Parcel Number

Primary APN016123-8262
Alternative APN
  • U30271871R000005000090

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,554 sqft Living Area
Gross Area4,427 sqft
1st Floor Area2,428 sqft
2nd Floor Area1,112 sqft
Upper Floors Area14 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area24,384 sqft (0.56 acres)
Lot Dimensions210 ft deep x 107 ft wide
Garage TypeAttached
Garage Area592 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area281 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0161238262
Street Address5710 TURTLE RIDGE DR
CityLUTZ
StateFL
Zip33558-4935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionORANGE BLOSSOM CREEK PHASE 1 LOT 9 BLOCK 5
Legal Range18E
Legal Township27S
Legal Section30
Legal SubdivisionORANGE BLOSSOM CREEK PHASE 1
Legal Phase1
Legal Tract71R
Legal Block5
Legal Lot Number9
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2008
Census Tract11512

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5710 TURTLE RIDGE DR, LUTZ, FL 33558-4935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Dec 27, 2019Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2019 · Amount on Record
Deed SaleDec 27, 2019 · Amount on Record
Prior SaleJun 6, 2006 · Amount on Record
Deed Document Number2019550376
Deed Book / Page27214 / 1482
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5710 TURTLE RIDGE DR, LUTZ, FL 33558-4935
Transaction TypeMortgage
Record UpdatedDec 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5710 TURTLE RIDGE DR, LUTZ, FL 33558-4935

Mortgage

Document Number0000543677
DateNov 17, 2022
Instrument2022543677
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term156 Months
DueNov 16, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5710 TURTLE RIDGE DR, LUTZ, FL 33558-4935
Transaction TypeMortgage
Record UpdatedJul 22, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address5710 TURTLE RIDGE DR, LUTZ, FL 33558-4935

Mortgage

Document Number2021339857
DateJul 7, 2021
Instrument2021339857
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 27, 2019
Property Address5710 TURTLE RIDGE DR, LUTZ, FL 33558-4935
Document Number0272141482
Book / Page027214 / 001482
Instrument DateDec 20, 2019
Instrument550376
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,570.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5710 TURTLE RIDGE DR LUTZ FL 335584935, LUTZ, FL 33558-4935

Mortgage

Document Number272141484
DateDec 27, 2019
Book Page027214/001484
Instrument550377
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 26, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$525,599 (+2.7%)$772,130 (-1.06%) Land $234,943 Building $537,187
2025$9,175.00 (+8.11%) Homeowner's exemption$511,781 (+5.99%)$780,432 (+6.88%) Land $234,943 Building $545,489
2023$8,487.00 (+3.45%) Homeowner's exemption$482,872 (+3%)$730,161 (+6.5%) Land $211,449 Building $518,712
2022$8,204.00 Homeowner's exemption$468,808$685,624 Land $187,955 Building $497,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims18 (1993–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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