5608 Turtle Ridge Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5608 Turtle Ridge Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,823 sqft · built 2006
Lot Size0.507 acres (22,109 sqft)
OwnerIndividual Name on Record
Last Sale$696,000 (Mar 2021)
Tax Bill$14,499 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0161238252

Property Details

APN / Parcel Number

Primary APN0161238252
Alternative APN
  • U30271871R000005000040

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,823 sqft Heated Area
1st Floor Area2,265 sqft
2nd Floor Area3,044 sqft
Upper Floors Area36 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,109 sqft (0.507 acres)
Lot Dimensions187 ft deep x 118 ft wide
Garage Area352 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchPorch
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0161238252
Street Address5608 TURTLE RIDGE DR
CityLUTZ
StateFL
Zip33558-4925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionORANGE BLOSSOM CREEK PHASE 1 LOT 4 BLOCK 5
Legal Range18E
Legal Township27S
Legal Section30
Legal SubdivisionORANGE BLOSSOM CREEK PHASE 1
Legal Phase1
Legal Block5
Legal Lot Number4
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2008
Census Tract11512

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5608 TURTLE RIDGE DR, LUTZ, FL 33558-4925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Warranty Deed, Transfer · Conventional Mortgage
JET DIRECT FUNDING CORP
Mar 1, 2021Warranty Deed, Transfer · Conventional Mortgage
JET DIRECT FUNDING CORP
Apr 24, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2021 · Amount on Record
Deed SaleMar 1, 2021 · Amount on Record
Prior SaleDec 11, 2012 · Amount on Record
Deed Document Number2021101979
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 1, 2021
Property Address5608 TURTLE RIDGE DR, LUTZ, FL 33558-4925
Document Number0000101979
Map ReferenceMB 98 PG 1
Instrument DateFeb 26, 2021
Instrument2021101979
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyBAYSHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,872.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17344 FOUNTAINSIDE LOOP APT 309, 17344, LUTZ, FL 33558-5598

Transferred To (Grantee/Buyer)

NameVerified Name
Address5608 TURTLE RIDGE DR, LUTZ, FL 33558-4925

Mortgage

Document Number0000101980
DateMar 1, 2021
Instrument2021101980
Lender
NameJET DIRECT FUNDING CORP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 1, 2021
Property Address5608 TURTLE RIDGE DR, LUTZ, FL 33558-4925
Document Number2021101979
Map ReferenceMB 98 PG 1
Instrument DateFeb 26, 2021
Instrument2021101979
Transaction TypeTransfer
Record UpdatedMar 12, 2021
Title CompanyBAYSHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,872.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17344 FOUNTAINSIDE LOOP APT 309, 17344, LUTZ, FL 33558-5598

Transferred To (Grantee/Buyer)

NameVerified Name
Address5608 TURTLE RIDGE DR, LUTZ, FL 33558-4925

Mortgage

Document Number2021101980
DateMar 1, 2021
Instrument2021101980
Lender
NameJET DIRECT FUNDING CORP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5608 TURTLE RIDGE DR, LUTZ, FL 33558-4925
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0265601827
DateApr 24, 2019
Book Page26560/1827
Instrument2019168181
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 5, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,499.00 (+9.24%) Homeowner's exemption$803,472 (+5.99%)$833,148 (+6.63%) Land $231,039 Building $602,109
2023$13,273.00 (+3.04%) Homeowner's exemption$758,085 (+3%)$781,327 (+6.16%) Land $207,935 Building $573,392
2022$12,881.00 Homeowner's exemption$736,005 Land $184,831 Building $551,174$736,005 Land $184,831 Building $551,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims18 (1993–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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