Hillsborough County property record for 5709 Turtle Ridge Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,554 sqft · built 2006 |
| Lot Size | 0.499 acres (21,718 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Jul 2017) |
| Tax Bill | $13,762 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016123-8306 |
| Primary APN | 016123-8306 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,554 sqft Living Area |
| Gross Area | 4,493 sqft |
| 1st Floor Area | 2,984 sqft |
| Upper Floors Area | 570 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,718 sqft (0.499 acres) |
| Lot Dimensions | 244 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Porch Area | 235 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0161238306 |
|---|---|
| Street Address | 5709 TURTLE RIDGE DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-4936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ORANGE BLOSSOM CREEK PHASE 1 LOT 2 BLOCK 7 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | ORANGE BLOSSOM CREEK PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 71R |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11512 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5709 TURTLE RIDGE DR, LUTZ, FL 33558-4936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 12, 2020 | Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS |
| Jul 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2017 · Amount on Record |
| Deed Sale | Jul 8, 2017 · Amount on Record |
| Prior Sale | Mar 10, 2011 · Amount on Record |
| Deed Document Number | 2017268712 |
| Deed Book / Page | 25075 / 1364 |
| Prior Transfer Date | Nov 3, 2010 |
| Prior Transfer Doc | 0000393712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5709 TURTLE RIDGE DR, LUTZ, FL 33558-4936 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5709 TURTLE RIDGE DR, LUTZ, FL 33558-4936 |
| Document Number | 0000376552 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023376552 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5709 TURTLE RIDGE DR, LUTZ, FL 33558-4936 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5709 TURLE RIDGE DRIVE, LUTZ, FL 33558-4936 |
| Document Number | 0000373489 |
|---|---|
| Date | Sep 12, 2020 |
| Instrument | 2020373489 |
| Name | TRIDENT HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 21, 2021 |
| Property Address | 5709 TURTLE RIDGE DR, LUTZ, FL 33558-4936 |
| Document Number | 0000364527 |
| Map Reference | MB 98 PG 1-17 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021364527 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11504 BELMACK BLVD S, ODESSA, FL 33556-5104 |
| Name | Verified Name |
|---|---|
| Address | 5709 TURTLE RIDGE DR, LUTZ, FL 33558-4936 |
| Investor | Possibly a Property Investor |
| Document Number | 0000364530 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021364530 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $783,701 (+2.7%) | $787,140 (-1.07%) Land $239,579 Building $547,561 | |
| 2025 | $13,762.00 (+9.13%) Homeowner's exemption | $763,097 (+5.99%) | $795,656 (+6.92%) Land $239,579 Building $556,077 |
| 2023 | $12,611.00 (+3.08%) Homeowner's exemption | $719,991 (+3%) | $744,146 (+6.46%) Land $215,621 Building $528,525 |
| 2022 | $12,234.00 Homeowner's exemption | $699,020 Land $191,663 Building $507,357 | $699,020 Land $191,663 Building $507,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 18 (1993–2024) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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