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5703 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 5703 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,344 sqft · built 1999
Lot Size0.158 acres (6,882 sqft)
OwnerIndividual Name on Record
Last Sale$395,500 (Aug 2018)
Tax Bill$2,860 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6304.18.31.6310000

Property Details

APN / Parcel Number

Primary APN6304.18.31.6310000
Alternative APNs
  • 533514
  • 47936

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,344 sqft Heated Area
Gross Area1,482 sqft
Utility Area48 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleContemporary
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,882 sqft (0.158 acres)
Lot Dimensions93 ft deep x 76 ft wide

Exterior Amenities

PorchSlab
Porch Area84 sqft
Deck Area36 sqft
Utility Building19 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number47936
Street Address5703 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL2 S3 B23 EMERALD ISLE
Legal SubdivisionEMERLADN LAKES
Legal Block31
Legal Lot Number2
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1056
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address110 MUNFORD DR, LOUISBURG, NC 27549-2175
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2018 · Amount on Record
Deed SaleAug 7, 2018 · Amount on Record
Prior SaleOct 21, 1999 · Amount on Record
Deed Document Number20181616100
Deed Book / Page1616 / 100
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 7, 2018
Property Address5703 EMERALD DR, EMERALD ISLE, NC 28594
Document Number0016160100
Book / Page1616 / 100
Map ReferenceMB23 PG29
Instrument DateAug 6, 2018
Instrument1616100
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$791.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address126 WHITE DEER TRL, 126, GARNER, NC 27529-4996

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 MUNFORD DR, LOUISBURG, NC 27549-2175

Mortgage

Document Number1616101
DateAug 7, 2018
Instrument1616101
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$735,530 (-) Land $316,908 Building $418,622$735,530 (-) Land $316,908 Building $418,622
2025$2,860.00 (+48.11%)$735,530 (+115.99%) Land $316,908 Building $418,622$735,530 (+115.99%) Land $316,908 Building $418,622
2023$340,535 Land $182,628 Building $157,907$340,535 Land $182,628 Building $157,907
2022$1,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

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