595 Napa Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 595 Napa Ave, Morro Bay, CA 93442

Property Summary

Property TypeHome Plus Accessory Dwelling Unit
Details3 bd · 2 ba · 746 sqft · built 1920
Lot Size0.183 acres (8,000 sqft)
OwnerCompany Name on Record
Last Sale$400,000 (Mar 2015)
Tax Bill$6,322 (2025)
Deeds & MortgagesJan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN066-141-005

Property Details

APN / Parcel Number

Primary APN066-141-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area746 sqft Living Area
Gross Area1,964 sqft

Exterior

Year BuiltBuilt 1920
Construction TypeWood
Lot Area8,000 sqft (0.183 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address595 NAPA AVE
CityMORRO BAY
StateCA
Zip93442-2254
Property CategoryResidential
Property TypeResidential > Single Family > Home Plus Accessory Dwelling Unit
Local Zoning CodeR2
Legal DescriptionCY MB TN MORRO BL 15 LT 1
Legal SubdivisionTOWN/MORRO
Legal Block15
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1011
Census Tract10602

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1504, TORRANCE, CA 90505-0504
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2015 · Amount on Record
Deed SaleMar 19, 2015 · Amount on Record
Prior SaleMar 25, 2015
Deed Document Number0000011901
Last Transfer DateJan 27, 2021
Transfer Doc0000006003
Record UpdatedJun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 27, 2021
Property Address595 NAPA AVE, MORRO BAY, CA 93442-2254
Document Number0000006003
Instrument DateDec 18, 2020
Instrument6003
Transaction TypeTransfer
Record UpdatedFeb 8, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 1504 TORRANCE CA 905050504, TORRANCE, CA 90505-0504

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,322.00 (+3.61%)$573,577 (+4.04%) Land $450,688 Building $122,889
2023$6,102.00 (+6.7%)$551,306 Land $433,188 Building $118,118
2022$5,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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