57 White Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 57 White Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,198 sqft · built 1948
Lot Size	6.16 acres (268,330 sqft)
Owner	Individual Name on Record
Last Sale	$879,000 (Aug 2017)
Tax Bill	$12,256 (2025)
Deeds & Mortgages	Oct 2017 Transfer Aug 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-051-30`

Property Details

APN / Parcel Number

Primary APN	`049-051-30`
Alternative APN	`049-051-30-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,198 sqft Living Area
Gross Area	1,440 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1982
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	268,330 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	57 WHITE RD
City	WATSONVILLE
State	CA
Zip	95076-0420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Description	PARCEL MAPS 54 PG 17
Legal Lot Number	A
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2025
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	500 CATHEDRAL DR, 313, APTOS, CA 95001-5013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2017	Grant Deed, Transfer · Balloon Mortgage CIVIC FINANCIAL SERVICES LLC
Jul 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage GORDON L PEDERSEN
Jul 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage PATRICIA DELUCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Prior Sale	Aug 15, 1997 · Amount on Record
Deed Document Number	201728712
Last Transfer Date	Sep 5, 2017
Transfer Doc	0000032910
Record Updated	Sep 20, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 2, 2017
Property Address	57 WHITE RD, WATSONVILLE, CA 95076-0420
Document Number	0000032910
Instrument Date	Sep 5, 2017
Instrument	32910
Transaction Type	Transfer
Record Updated	Nov 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	27068 LA PAZ RD #725 ALISO VIEJO CA 926563041, 725, ALISO VIEJO, CA 92656-3041

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 29, 2017
Property Address	57 WHITE RD, WATSONVILLE, CA 95076-0420
Document Number	0000028712
Map Reference	VOL54 PG17
Instrument Date	Aug 18, 2017
Instrument	2017-0028712
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 TERRY RD, LAGUNA BEACH, CA 92651-4129

Mortgage

Document Number	0000028713
Date	Aug 29, 2017
Instrument	2017-0028713

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 3, 2018

Mortgage

Document Number	0000028714
Date	Aug 29, 2017
Instrument	2017-0028714

Lender

Name	DAVID THAYER ETUX
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	57 WHITE RD, WATSONVILLE, CA 95076-0420
Document Number	0000022678
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 WHITE RD WATSONVILLE CA 950760420, WATSONVILLE, CA 95076-0420

Mortgage

Document Number	0000022678
Date	Jul 11, 2017
Instrument	22678

Lender

Name	GORDON L PEDERSEN
Address	1806 CHARMERAN AVE, SAN JOSE, CA 95124-3644

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	57 WHITE RD, WATSONVILLE, CA 95076-0420
Document Number	0000022677
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 WHITE RD WATSONVILLE CA 950760420, WATSONVILLE, CA 95076-0420

Mortgage

Document Number	0000022677
Date	Jul 11, 2017
Instrument	22677

Lender

Name	PATRICIA DELUCA
Address	PO BOX 5752, SAN JOSE, CA 95150-5752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,020,155 (+2%) Land $812,410 Building $207,745
2025	$12,256.00 (+9.38%) Homeowner's exemption	$1,000,152 (+4.04%) Land $796,481 Building $203,671
2023	$11,205.00 (+1.95%) Homeowner's exemption	$961,315 Land $765,552 Building $195,763	$928,350
2022	$10,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Nearby Properties on White Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures