247 White Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 247 White Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1967
Lot Size	1.47 acres (64,338 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`049-381-03`

Property Details

APN / Parcel Number

Primary APN	`049-381-03`
Alternative APN	`049-381-03-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,840 sqft Living Area
Gross Area	2,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	64,338 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Deck Area	426 sqft
Patio Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	247 WHITE RD
City	WATSONVILLE
State	CA
Zip	95076-0422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2016
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	247 WHITE RD, WATSONVILLE, CA 95076-0422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNISON AGREEMENT CORP
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 10, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 14, 2018	Quit Claim Deed, Transfer TITLE SOURCE
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 30, 2018
Transfer Doc	0000024762
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	247 WHITE RD, WATSONVILLE, CA 95076-0422
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 WHITE RD, WATSONVILLE, CA 95076-0422

Mortgage

Document Number	0000009795
Date	Mar 25, 2022
Instrument	2022-0009795

Lender

Name	UNISON AGREEMENT CORP
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	247 WHITE RD, WATSONVILLE, CA 95076-0422
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 WHITE RD, WATSONVILLE, CA 95076-0422

Mortgage

Document Number	0000017031
Date	Mar 24, 2021
Instrument	2021-0017031

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	247 WHITE RD, WATSONVILLE, CA 95076-0422
Document Number	0000019498
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	247 WHITE RD WATSONVILLE CA 950760422, WATSONVILLE, CA 95076-0422

Mortgage

Document Number	0000019498
Date	Jun 5, 2020
Instrument	19498

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	247 WHITE RD, WATSONVILLE, CA 95076-0422
Document Number	0000029025
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	AMROCK TITLE COMPANY, AMROCK TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	247 WHITE RD WATSONVILLE CA 950760422, WATSONVILLE, CA 95076-0422

Mortgage

Document Number	0000029025
Date	Sep 25, 2019
Instrument	29025

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	247 WHITE RD, WATSONVILLE, CA 95076-0422
Document Number	0000000381
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	247 WHITE RD WATSONVILLE CA 950760422, WATSONVILLE, CA 95076-0422

Mortgage

Document Number	0000000381
Date	Jan 7, 2019
Instrument	381

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 10, 2018
Property Address	247 WHITE RD, WATSONVILLE, CA 95076-0422
Document Number	0000024471
Instrument Date	Jul 30, 2018
Instrument	24471
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	247 WHITE RD WATSONVILLE CA 950760422, WATSONVILLE, CA 95076-0422

Mortgage

Document Number	24472
Date	Aug 10, 2018
Instrument	24472

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 14, 2018
Property Address	247 WHITE RD, WATSONVILLE, CA 95076-0422
Document Number	0000024762
Instrument Date	Jul 30, 2018
Instrument	24762
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	247 WHITE RD WATSONVILLE CA 950760422, WATSONVILLE, CA 95076-0422

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	247 WHITE RD, WATSONVILLE, CA 95076-0422
Document Number	0000000980
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	247 WHITE RD WATSONVILLE CA 950760422, WATSONVILLE, CA 95076-0422

Mortgage

Document Number	0000000980
Date	Jan 11, 2018
Instrument	980

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,243 (+2%) Land $53,976 Building $186,267
2025	$3,474.00 (+11.27%) Homeowner's exemption	$235,532 (+4.04%) Land $52,918 Building $182,614
2023	$3,122.00 (+2.43%) Homeowner's exemption	$226,386 Land $50,863 Building $175,523	$714,780
2022	$3,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Etheric Networks.

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