29 White Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 29 White Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,857 sqft · built 1944
Lot Size	0.906 acres (39,465 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jan 2010)
Tax Bill	$13,053 (2025)
Deeds & Mortgages	Mar 2018 Mortgage May 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`049-051-01`

Property Details

APN / Parcel Number

Primary APN	`049-051-01`
Alternative APN	`049-051-01-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	5,857 sqft Living Area
Gross Area	7,265 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	39,465 sqft (0.906 acres)
Garage Type	Attached
Garage Area	988 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	29 WHITE RD
City	WATSONVILLE
State	CA
Zip	95076-0420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	CORRALITOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2026
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 WHITE RD, WATSONVILLE, CA 95076-0420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2010 · Amount on Record
Deed Sale	Jan 25, 2010 · Amount on Record
Prior Sale	May 5, 2009 · Amount on Record
Deed Document Number	20102467
Last Transfer Date	Apr 29, 2021
Transfer Doc	0000025611
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	29 WHITE RD, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	TSI TITLE COMPANY OF CALIFOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006355
Date	Mar 2, 2018
Instrument	2018-0006355

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 4, 2021
Property Address	27 WHITE RD, WATSONVILLE, CA 95076-0420
Document Number	0000025611
Instrument Date	Apr 29, 2021
Instrument	2021-0025611
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 WHITE RD, WATSONVILLE, CA 95076-0420

Mortgage

Document Number	0000025612
Date	May 4, 2021
Instrument	2021-0025612

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,075,094 (+2%) Land $151,414 Building $923,680
2025	$13,053.00 (+9.77%) Homeowner's exemption	$1,054,014 (+4.04%) Land $148,445 Building $905,569
2023	$11,891.00 (+1.9%) Homeowner's exemption	$1,013,084 Land $142,680 Building $870,404	$1,991,520
2022	$11,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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