Monmouth County and Rumson Borough property record for 57 W River Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,144 sqft · built 1947 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,125,000 (Jan 2022) |
| Tax Bill | $14,209 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jul 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00025-0000-00001 |
| Primary APN | 41-00025-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 2,144 sqft |
| Upper Floors Area | 972 sqft |
| Basement Area | 934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 150 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 034600 |
|---|---|
| Street Address | 57 W RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | M BERGEN PROP |
| Legal Block | 25 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1465 SAN LEANDRO PARK RD, SANTA BARBARA, CA 93108-2521 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 26, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 1, 2021 | Deed of Trust, Mortgage · Line of Credit TRUMARK FINANCIAL CU |
| Jun 1, 2021 | Deed, Transfer · Conventional Mortgage ONEWEST BANK NA |
| May 27, 2020 | Quit Claim Deed, Transfer FAMILY FIRST FNDG |
| Feb 22, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on Record |
| Deed Sale | Jan 26, 2022 · Amount on Record |
| Prior Sale | Jun 1, 2021 · Amount on Record |
| Deed Document Number | 202210271 |
| Deed Book / Page | 9574 / 6294 |
| Prior Transfer Date | May 13, 2020 |
| Prior Transfer Doc | 0000055672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 26, 2022 |
| Property Address | 57 W RIVER RD, RUMSON, NJ 07760-1340 |
| Document Number | 0095746294 |
| Book / Page | 9574 / 6294 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022010271 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,337.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 PARK AVE, 33, RUMSON, NJ 07760-1523 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 57 W RIVER RD, RUMSON, NJ 07760-1340 |
| Document Number | 2022010272 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022010272 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 57 W RIVER RD, RUMSON, NJ 07760-1340 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095244618 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 9524/4618 |
| Instrument | 2021102628 |
| Name | TRUMARK FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 1, 2021 |
| Property Address | 57 W RIVER RD, RUMSON, NJ 07760-1340 |
| Document Number | 0095160860 |
| Book / Page | 9516 / 860 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021086831 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,122.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 319 DORN DR, 319, SHREWSBURY, NJ 07702-4592 |
| Name | Verified Name |
|---|---|
| Address | 57 W RIVER RD, RUMSON, NJ 07760-1340 |
| Document Number | 2021086832 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021086832 |
| Name | ONEWEST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.02% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.02% |
| Index | 1-Year CMT |
| Max Rate | 7.02% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 27, 2020 |
| Property Address | 57 W RIVER RD, RUMSON, NJ 07760-1340 |
| Document Number | 0000055672 |
| Book / Page | 009416 / 005458 |
| Instrument Date | May 13, 2020 |
| Instrument | 55672 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | TITLE LINK LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 57 W RIVER RD RUMSON NJ 077601340, RUMSON, NJ 07760-1340 |
| Document Number | 55673 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 009416/005484 |
| Instrument | 55673 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 57 W RIVER RD, RUMSON, NJ 07760-1340 |
| Document Number | 0000025590 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 57 W RIVER RD RUMSON NJ 077601340, RUMSON, NJ 07760-1340 |
| Document Number | 0000025590 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 009216/006170 |
| Instrument | 25590 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,551,700 (+14.56%) Land $879,700 Building $672,000 | $1,551,700 (+14.56%) Land $879,700 Building $672,000 | |
| 2025 | $14,209.00 (+3.23%) | $1,354,500 (+20.4%) Land $782,600 Building $571,900 | $1,354,500 (+20.4%) Land $782,600 Building $571,900 |
| 2024 | $13,765.00 (+0.46%) | ||
| 2023 | $1,125,000 Land $702,400 Building $422,600 | $1,125,000 Land $702,400 Building $422,600 | |
| 2022 | $13,702.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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