49 W River Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 49 W River Rd, Rumson, NJ 07760

Property Summary

Property Type	Bank, Financial Building
Details	4,342 sqft · built 2002
Lot Size	0.767 acres (33,402 sqft)
Owner	Individual Name on Record
Last Sale	$2,455,000 (Jul 2023)
Tax Bill	$26,218 (2022)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-00025-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`41-00025-0000-00004`
Alternative APNs	`410002500004` `034900`

Interior

Stories	1 Story
Building Area	4,342 sqft Gross Area
1st Floor Area	4,342 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Lot Area	33,402 sqft (0.767 acres)
Lot Dimensions	200 ft deep x 167 ft wide

Location & Zoning

Account Number	034900
Street Address	49 W RIVER RD
City	RUMSON
State	NJ
Zip	07760-1340
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	AH2
Legal Description	FACILITY NAME: MUNICIPAL BLDG.
Legal Subdivision	BERGEN/OCEANIC
Legal Block	25
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3023
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	80 E RIVER RD, RUMSON, NJ 07760-1630
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	202351800
Deed Book / Page	9653 / 8031
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 28, 2023
Property Address	49 W RIVER RD, RUMSON, NJ 07760-1340
Document Number	0096538031
Book / Page	9653 / 8031
Instrument Date	Jul 21, 2023
Instrument	2023051800
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 N TRYON ST, CHARLOTTE, NC 28202-2135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 W RIVER RD, RUMSON, NJ 07760-1340

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,409,000 (+1%) Land $1,893,800 Building $515,200	$2,409,000 (+1%) Land $1,893,800 Building $515,200
2025		$2,190,000 (+4.88%) Land $1,893,800 Building $296,200	$2,190,000 (+4.88%) Land $1,893,800 Building $296,200
2023		$2,088,200 (+2.5%) Land $1,848,700 Building $239,500	$2,088,200 (+2.5%) Land $1,848,700 Building $239,500
2022	$26,218.00 (-5.94%)	$2,037,200 Land $1,704,400 Building $332,800	$2,037,200 Land $1,704,400 Building $332,800
2021	$27,875.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 9 condo units
Nearby Flood Claims	165 (1978–2024)
Claims Outside the SFHA	30 of 165
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20