54 W River Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 54 W River Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,886 sqft · built 2018
Lot Size	0.248 acres (10,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Apr 1994)
Tax Bill	$26,026 (2025)
Deeds & Mortgages	Mar 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`41-00004-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`41-00004-0000-00002`
Alternative APNs	`410000400002` `003200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,886 sqft Living Area
1st Floor Area	2,024 sqft
Upper Floors Area	1,780 sqft
Attic	Attic
Attic Area	297 sqft
Basement Area	1,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,816 sqft (0.248 acres)
Lot Dimensions	104 ft deep x 104 ft wide
Garage Type	Built-in
Garage Area	389 sqft
Parking Spaces	1 Parking Space
Pool Area	420 sqft
Porch	Open Porch
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003200
Street Address	54 W RIVER RD
City	RUMSON
State	NJ
Zip	07760-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	4
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3003
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 W RIVER RD, RUMSON, NJ 07760-1335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 1994 · Amount on Record
Deed Sale	Apr 13, 1994 · Amount on Record
Last Transfer Date	Mar 17, 2017
Transfer Doc	0092195938
Record Updated	Sep 20, 2026

March 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 29, 2017
Property Address	54 W RIVER RD, RUMSON, NJ 07760-1335
Document Number	0000032914
Book / Page	009219 / 005938
Instrument Date	Mar 17, 2017
Instrument	32914
Transaction Type	Construction Loan
Record Updated	May 17, 2017
Title Company	PREMIER TITLE AND ESCROW LLC, PREMIER TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 W RIVER RD RUMSON NJ 077601335, RUMSON, NJ 07760-1335

Mortgage

Document Number	32915
Date	Mar 29, 2017
Book Page	009219/005983
Instrument	32915

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,841,800 (+14.54%) Land $1,100,000 Building $1,741,800	$2,841,800 (+14.54%) Land $1,100,000 Building $1,741,800
2025	$26,026.00 (+3.22%)	$2,481,000 (+23.14%) Land $998,600 Building $1,482,400	$2,481,000 (+23.14%) Land $998,600 Building $1,482,400
2024	$25,213.00 (+7.17%)
2023		$2,014,700 Land $779,700 Building $1,235,000	$2,014,700 Land $779,700 Building $1,235,000
2022	$23,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 9 condo units
Nearby Flood Claims	165 (1978–2024)
Claims Outside the SFHA	30 of 165
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20