Campbell County property record for 57 Springhouse Dr, Cold Spring, KY 41076
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,831 sqft · built 1989 |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Nov 2022) |
| Tax Bill | $1,950 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-053.00 |
| Primary APN | 999-99-18-053.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,831 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 57 SPRINGHOUSE DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1865 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SPRINGHOUSE CONDOS PHASE X UNIT 24-E PORTSMOUTH I MODEL ONE CAR GARAGE |
| Legal Subdivision | SPRINGHOUSE |
| Legal Phase | X |
| Legal Unit | 24 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53301 |
Source: Campbell County records · APN 999-99-18-053.00
Assessment roll updated March 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 03, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Dec 01, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2022 · Amount on Record |
| Deed Sale | Nov 03, 2022 · Amount on Record |
| Prior Sale | Dec 28, 2021 · Amount on Record |
| Deed Document Number | 20225161585 |
| Deed Book / Page | 845 / 486 |
| Prior Transfer Date | Dec 06, 2012 |
| Prior Transfer Doc | 0001900254 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005164676 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | M2370/54 |
| Instrument | 5164676 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 03, 2022 |
| Property Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005161585 |
| Book / Page | D845 / 486 |
| Map Reference | SL 49 A&B |
| Instrument Date | Nov 01, 2022 |
| Instrument | 5161585 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 WILBERS LN, 40, FORT THOMAS, KY 41075-1913 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005161587 |
|---|---|
| Date | Nov 03, 2022 |
| Instrument | 5161587 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005157857 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | M2354/536 |
| Instrument | 5157857 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 25, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Dec 28, 2021 |
| Property Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005146115 |
| Book / Page | D833 / 326 |
| Map Reference | MB 143 PG 391 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 5146115 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57 SPRINGHOUSE DR, 57, COLD SPRING, KY 41076-1865 |
| Name | Verified Name |
|---|---|
| Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005146116 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 5146116 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Dec 01, 2017 |
| Property Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005066295 |
| Book / Page | D790 / 474 |
| Map Reference | MB 143 PG 391 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 5066295 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 JUDE PT, 9, COLD SPRING, KY 41076-5720 |
| Name | Verified Name |
|---|---|
| Address | 57 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005066296 |
|---|---|
| Date | Dec 01, 2017 |
| Instrument | 5066296 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,950.00 (-0.66%) Homeowner's exemption | $210,000 (-) Building $210,000 | $210,000 (-) Building $210,000 |
| 2023 | $1,963.00 (-5.44%) Homeowner's exemption | $210,000 (+26.39%) Building $210,000 | $210,000 (+26.39%) Building $210,000 |
| 2022 | $2,076.00 | $166,150 Building $166,150 | $166,150 Building $166,150 |
Source: FEMA National Flood Hazard Layer as of August 24, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 170 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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