49 Springhouse Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 49 Springhouse Dr, Cold Spring, KY 41076 · Last verified May 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,638 sqft · built 1989
Owner	Individual Name on File
Last Sale	$223,000 (May 2026)
Tax Bill	$2,284 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-20-336.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-20-336.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Stories	1 Story
Building Area	1,638 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 SPRINGHOUSE DR
City	COLD SPRING
State	KY
Zip	41076-1865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHOUSE CONDOS PHASE VIII UNIT 21-C ASHLAND I MODEL ONE CAR GARAGE
Legal Subdivision	SPRINGHOUSE
Legal Phase	62
Legal Unit	21
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2000
Census Tract	53301

Owner

Source: Campbell County records · APN 999-99-20-336.00

Assessment roll updated March 9, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Warranty Deed, Transfer · Conventional Mortgage GERMAN AMERICAN BANK
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Mar 09, 2020	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Jul 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2026 · Amount on Record
Deed Sale	May 01, 2026 · Amount on Record
Prior Sale	Sep 26, 2023 · Amount on Record
Deed Document Number	20266040848
Deed Book / Page	883 / 519
Prior Transfer Date	Jul 16, 2018
Prior Transfer Doc	0005076874
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 01, 2026
Property Address	49 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865
Document Number	0006040848
Book / Page	883 / 519
Instrument Date	Apr 06, 2026
Instrument	2026.6040848
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22,523.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865

Mortgage

Document Number	0006040848,
Date	May 01, 2026
Book Page	2494/572
Instrument	2026.6040848

Lender

Name	GERMAN AMERICAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Sep 26, 2023
Property Address	49 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865
Document Number	0005195067
Book / Page	D854 / 858
Map Reference	SL 39B&40A&B
Instrument Date	Sep 22, 2023
Instrument	5195067
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$188.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865

Mortgage

Document Number	0005195068
Date	Sep 26, 2023
Book Page	M2393/116
Instrument	5195068

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Mar 09, 2020
Property Address	49 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865
Document Number	0005106358
Book / Page	D810 / 593
Map Reference	SL 39B&40A&B
Instrument Date	Feb 28, 2020
Instrument	5106358
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$120.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4337 TURF LN, 4337, CHEVIOT, OH 45211-2429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	49 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865

Mortgage

Document Number	0005106360
Date	Mar 09, 2020
Instrument	5106360

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 16, 2018
Property Address	49 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865
Document Number	0005076874
Book / Page	000796 / 000001
Instrument Date	Jul 16, 2018
Instrument	5076874
Transaction Type	Transfer
Record Updated	Aug 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 SPRINGHOUSE DR COLD SPRING KY 410761865, COLD SPRING, KY 41076-1865

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,284.00 (+58.5%)	$188,500 (+56.95%) Building $188,500	$188,500 (+56.95%) Building $188,500
2023	$1,441.00 (-4%)	$120,100 (-) Building $120,100	$120,100 (-) Building $120,100
2022	$1,501.00	$120,100 Building $120,100	$120,100 Building $120,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370533012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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