Campbell County property record for 55 Springhouse Dr, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,831 sqft · built 1989 |
| Owner | Individual Name on File |
| Last Sale | $171,000 (Aug 2021) |
| Tax Bill | $2,072 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-848.00 |
| Primary APN | 999-99-19-848.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,831 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999919848.00 |
|---|---|
| Street Address | 55 SPRINGHOUSE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1865 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SPRINGHOUSE CONDOS PHASE X UNIT 24-F PORTSMOUTH I MODEL ONE CAR GARAGE |
| Legal Subdivision | SPRINGHOUSE |
| Legal Phase | X |
| Legal Lot Number | 24F |
| Legal Unit | 24 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53301 |
Source: Campbell County records · APN 999-99-19-848.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 55 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed, Transfer · Conventional Mortgage HERITAGE BANK INC |
| Aug 11, 2017 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Aug 11, 2017 · Amount on Record |
| Deed Document Number | 5139173 |
| Deed Book / Page | D829 / 68 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 31, 2021 |
| Property Address | 55 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005139173 |
| Book / Page | D829 / 68 |
| Map Reference | MB 120 PG 448 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 5139173 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3178 TAYLOR CREEK DR, 3178, TAYLOR MILL, KY 41015-4420 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 55 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005139174 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 5139174 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 11, 2017 |
| Property Address | 55 SPRINGHOUSE DR, COLD SPRING, KY 41076-1865 |
| Document Number | 0005061195 |
| Book / Page | 000787 / 000652 |
| Instrument Date | Aug 03, 2017 |
| Instrument | 5061195 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 SPRINGHOUSE DR COLD SPRING KY 410761865, COLD SPRING, KY 41076-1865 |
| Document Number | 5061196 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 002119/000075 |
| Instrument | 5061196 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,072.00 (+0.97%) | $171,000 (-) Building $171,000 | $171,000 (-) Building $171,000 |
| 2023 | $2,052.00 (-3.98%) | $171,000 (-) Building $171,000 | $171,000 (-) Building $171,000 |
| 2022 | $2,137.00 | $171,000 Building $171,000 | $171,000 Building $171,000 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370533012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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