Otsego County and Oneonta City property record for 57 Maple St, #59, Oneonta, NY 13820
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,800 sqft · built 1979 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 2025) |
| Tax Bill | $6,526 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.18-1-58 |
| Primary APN | 361200 288.18-1-58 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,800 sqft Gross Area |
| Basement Area | 1,900 sqft |
| Unfinished Basement | 1,900 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 158 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 281 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2206 |
|---|---|
| Street Address | 57 MAPLE ST, 59 |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1523 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 140 |
| Legal Block | 1 |
| Legal Lot Number | 58.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 591000 |
57 Maple St, #59 is owned and occupied by two individuals who bought it in September 2025.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 57 MAPLE ST, 59, ONEONTA, NY 13820-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on File |
| Deed Sale | Sep 25, 2025 · Amount on File |
| Prior Sale | Oct 17, 2019 · Amount on File |
| Deed Document Number | 20253749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 25, 2025 |
| Property Address | 57 MAPLE ST # 59, 59, ONEONTA, NY 13820-1523 |
| Document Number | 0000000749 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025-3749 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000000750 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025-3750 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 17, 2019 |
| Property Address | 57-59 MAPLE ST, ONEONTA, NY 13820 |
| Document Number | 0000004759 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 4759 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15822 84TH ST HOWARD BEACH NY 114143019, HOWARD BEACH, NY 11414-3019 |
| Document Number | 4760 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 4760 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2049 |
The 2026 property tax bill for 57 Maple St, #59 was $6,526, up 2.7% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,526.00 (+2.66%) | ||
| 2025 | $6,357.00 (+5.48%) | $165,000 (-) Land $16,500 Building $148,500 | $232,394 (+8.45%) Land $23,239 Building $209,155 |
| 2024 | $6,027.00 | $165,000 (-) Land $16,500 Building $148,500 | $214,286 (+5.19%) Land $21,429 Building $192,857 |
| 2023 | $165,000 Land $16,500 Building $148,500 | $203,704 Land $20,370 Building $183,334 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 57 Maple St, #59 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 57 Maple St, #59 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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