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54 Maple St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 54 Maple St, Oneonta, NY 13820

Property Summary

Property TypeApartments (5+ Units)
Details2,986 sqft · built 1989
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$212,000 (Aug 2006)
Tax Bill$5,603 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN361200 288.18-3-50

Property Details

APN / Parcel Number

Primary APN361200 288.18-3-50
Alternative APNs
  • 120028801800030500000000
  • 3911 2243

Interior

Units3 Units
Stories2 Stories
Building Area2,986 sqft Gross Area
Basement Area1,591 sqft
Unfinished Basement1,591 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions111 ft deep x 82 ft wide
PorchSlab
Porch Area237 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2243
Street Address54 MAPLE ST
CityONEONTA
StateNY
Zip13820-1564
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code140
Legal Block3
Legal Lot Number50.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group3
Census Block3002
Census Tract591000

Owner

Source: Otsego County and Oneonta City records · APN 361200 288.18-3-50

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 855, ONEONTA, NY 13820-0855
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2020Deed of Trust, Mortgage · Conventional with PMI
CONTOUR MTG
Jun 22, 2020Quit Claim Deed, Transfer
CONTOUR MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2006 · Amount on Record
Deed SaleAug 03, 2006 · Amount on Record
Prior SaleFeb 04, 2002 · Amount on Record
Deed Book / Page1096 / 54
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address54 MAPLE ST, ONEONTA, NY 13820-1564
Document Number0000002485
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedJul 10, 2020
Title CompanyFIRST CHOICE SETTLEMENT/PA LLC, FIRST CHOICE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 ITHACA ST DEER PARK NY 11729, DEER PARK, NY 11729

Mortgage

Document Number0000002485
DateJun 22, 2020
Instrument2485
Lender
NameCONTOUR MTG
TypeMortgage Company
AddressGARDEN CITY, NY 11530
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 21, 2035

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateJun 22, 2020
Property Address54 MAPLE ST, ONEONTA, NY 13820-1564
Document Number0000002484
Instrument DateJun 06, 2020
Instrument2484
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyFIRST CHOICE SETTLEMENT/PA LLC, FIRST CHOICE SETTLEMENT LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address34 ITHACA ST DEER PARK NY 117292325, DEER PARK, NY 11729-2325

Mortgage

Document Number2485
DateJun 22, 2020
Instrument2485
Lender
NameCONTOUR MTG
TypeMortgage Company
AddressGARDEN CITY, NY 11530
Agreement
AmountAmount Recorded
Term180 Months
DueJun 21, 2035

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,603.00$145,000 (-) Land $14,500 Building $130,500$204,225 (+14.08%) Land $20,422 Building $183,803
2023$145,000 Land $14,500 Building $130,500$179,012 Land $17,901 Building $161,111

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 20, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 661 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemONEONTA CITY
serves 15,954 people
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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