Otsego County and Oneonta City property record for 56 Maple St, Oneonta, NY 13820
| Property Type | Dormitory, Group Quarters |
|---|---|
| Details | 4,408 sqft · built 1985 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual on Record |
| Last Sale | $350,000 (Oct 2025) |
| Tax Bill | $19,372 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.18-1-81 |
| Primary APN | 361200 288.18-1-81 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 4,408 sqft Gross Area |
| Basement Area | 1,394 sqft |
| Unfinished Basement | 1,394 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 97.4 ft deep x 62 ft wide |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2244 |
|---|---|
| Street Address | 56 MAPLE ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1524 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Dormitory, Group Quarters |
| Local Zoning Code | 140 |
| Legal Block | 1 |
| Legal Lot Number | 81.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 6 GOLDEN GATE LN, SHIRLEY, NY 11967-3712 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK |
| Oct 29, 2025 | Deed, Transfer · Commercial Mortgage WAYNE BANK |
| Dec 14, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Dec 6, 2019 · Amount on Record |
| Deed Document Number | 20254334 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 56 MAPLE ST, ONEONTA, NY 13820-1524 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000244 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-4244 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 29, 2025 |
| Property Address | 56 MAPLE ST, ONEONTA, NY 13820-1524 |
| Document Number | 0000000334 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025-4334 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 GOLDEN GATE LN, SMITH POINT, NY 11967-3712 |
| Document Number | 0000000335 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025-4335 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 14, 2020 |
| Property Address | 56 MAPLE ST, ONEONTA, NY 13820-1524 |
| Document Number | 0000005673 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 5673 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3146 STATE HIGHWAY 23 WEST ONEONTA NY 13861, WEST ONEONTA, NY 13861 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,372.00 (+3.05%) | $300,000 (-) Land $33,000 Building $267,000 | $422,535 (+8.45%) Land $46,479 Building $376,056 |
| 2024 | $18,799.00 | $300,000 (-) Land $33,000 Building $267,000 | $389,610 (+5.19%) Land $42,857 Building $346,753 |
| 2023 | $300,000 Land $33,000 Building $267,000 | $370,370 Land $40,741 Building $329,629 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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