Buncombe County property record for 57 Fates Overlook Loop, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,422 sqft · built 2021 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,000 (Jun 2018) |
| Tax Bill | $7,238 (2025) |
| Deeds & Mortgages | Oct 2020 Construction Loan Jun 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3030237-2020-20 |
| Primary APN | 3030237-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,422 sqft Living Area |
| Gross Area | 5,532 sqft |
| 1st Floor Area | 1,598 sqft |
| Basement Area | 2,418 sqft |
| Finished Basement | 1,414 sqft |
| Unfinished Basement | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3030237-2020-20 |
|---|---|
| Street Address | 57 FATES OVERLOOK LOOP |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-1 |
| Legal Description | SUBDIV: THE SETTINGS OF BLACK MOUNTAIN LOT: 98 & 99 PLAT: 0096-0163 |
| Legal Subdivision | THE SETTINGS OF BLACK MOUNTAIN |
| Legal Block | 1 |
| Legal Lot Number | 98,99 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 3103 |
57 Fates Overlook Loop is owned and occupied by two individuals who bought it in June 2018.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 57 FATES OVERLOOK LOOP, BLACK MOUNTAIN, NC 28711-8932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK |
| Jun 14, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 4, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2018 · Amount on File |
| Deed Sale | Jun 14, 2018 · Amount on File |
| Prior Sale | Jun 4, 2018 · Amount on File |
| Deed Book / Page | 5673 / 481 |
| Prior Transfer Date | Jan 23, 2009 |
| Prior Transfer Doc | 0046401263 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 57 FATES OVERLOOK LOOP, BLACK MOUNTAIN, NC 28711-8932 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059561512 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 5956/1512 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 14, 2018 |
| Property Address | 57 FATES OVERLOOK LOOP, BLACK MOUNTAIN, NC 28711-8932 |
| Document Number | 0056730481 |
| Book / Page | 005673 / 000481 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $154.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 53 FATES OVERLOOK LOOP BLACK MOUNTAIN NC 28711, BLACK MOUNTAIN, NC 28711 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 4, 2018 |
| Property Address | 57 FATES OVERLOOK LOOP, BLACK MOUNTAIN, NC 28711-8932 |
| Document Number | 0056691561 |
| Book / Page | 005669 / 001561 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 57 FATES OVERLOOK LOOP BLACK MOUNTAIN NC 28711, BLACK MOUNTAIN, NC 28711 |
The 2025 property tax bill for 57 Fates Overlook Loop was $7,238, up 3.5% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,238.00 (+3.46%) | $834,300 Land $89,000 Building $745,300 | $834,300 Land $89,000 Building $745,300 |
| 2024 | $6,996.00 (+2.4%) | ||
| 2023 | $6,832.00 | $834,300 | $834,300 Land $89,000 Building $745,300 |
| 2021 | $834,300 Land $89,000 Building $745,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 57 Fates Overlook Loop in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 57 Fates Overlook Loop is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
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