Buncombe County property record for 43 Fates Overlook Loop, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,749 sqft · built 2008 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Dec 2018) |
| Tax Bill | $7,846 (2025) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0618-47-7322-00000 |
| Primary APN | 0618-47-7322-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,749 sqft Living Area |
| Gross Area | 4,360 sqft |
| 1st Floor Area | 2,830 sqft |
| 2nd Floor Area | 1,138 sqft |
| Basement Area | 1,611 sqft |
| Finished Basement | 1,219 sqft |
| Unfinished Basement | 392 sqft |
| Flooring | Hardwood |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 535 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 061847733800000 |
|---|---|
| Street Address | 43 FATES OVERLOOK LOOP |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:12/18/2018 DEED |
| Legal Description | DEED DATE:12/18/2018 DEED:5729-1429 SUBDIV:THE SETTINGS OF BLACK MOUNTAIN LOT:38 & 102 PLAT:0163-0096 |
| Legal Subdivision | THE SETTINGS OF BLACK MOUNTAIN |
| Legal Lot Number | 38,102 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 3103 |
43 Fates Overlook Loop is owned by an individual who bought it in December 2018.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 320 HIGHPOINTE DR, SEVEN FIELDS, PA 16046-7928 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Deed Document Number | 0057291429 |
| Deed Book / Page | 5729 / 1429 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 18, 2018 |
| Property Address | 43 FATES OVERLOOK LOOP, BLACK MOUNTAIN, NC 28711-8932 |
| Document Number | 0057291429 |
| Book / Page | 5729 / 1429 |
| Map Reference | MB 163 PG 96 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 STRAWBRIDGE CT, 133, ASHEVILLE, NC 28803-1372 |
| Name | Verified Name |
|---|---|
| Address | 405 SOUTHWICK CT, MARS, PA 16046-0908 |
| Document Number | 57291432 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 5729/1432 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 43 Fates Overlook Loop was $7,846.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,846.00 | $904,400 | |
| 2023 | $7,407.00 | $904,400 | $904,400 Land $90,000 Building $814,400 |
| 2021 | $904,400 Land $90,000 Building $814,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Fates Overlook Loop in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Fates Overlook Loop is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
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