Buncombe County property record for 31 Fates Overlook Loop, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,612 sqft · built 2023 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Mar 2021) |
| Tax Bill | $2,387 (2025) |
| Deeds & Mortgages | Jun 2023 Construction Loan Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0618-46-8803-00000 |
| Primary APN | 0618-46-8803-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Basement Area | 1,544 sqft |
| Finished Basement | 1,355 sqft |
| Unfinished Basement | 189 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.469 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 061801467737000 |
|---|---|
| Street Address | 31 FATES OVERLOOK LOOP |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:03/02/2021 DEED |
| Legal Description | DEED DATE:03/02/2021 DEED:6028-0784 SUBDIV:THE SETTINGS OF BLACK MOUNTAIN LOT:46 PLAT:0113-0175 |
| Legal Subdivision | THE SETTINGS OF BLACK MOUNTAIN |
| Legal Lot Number | 46 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 3103 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 158 ILEX DR, CANTON, GA 30114-7192 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Mar 2, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on Record |
| Deed Sale | Mar 2, 2021 · Amount on Record |
| Prior Sale | Sep 11, 2007 · Amount on Record |
| Deed Document Number | 0006028784 |
| Deed Book / Page | 6028 / 784 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 31 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8831 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 158 ILEX DR, CANTON, GA 30114-7192 |
| Document Number | 0063241306 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 6324/1306 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 2, 2021 |
| Property Address | 31 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8831 |
| Document Number | 0060280784 |
| Book / Page | 6028 / 784 |
| Map Reference | MB 96 PG 163 |
| Instrument Date | Feb 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 DAYFLOWER DR, 15, ASHEVILLE, NC 28803-9618 |
| Name | Verified Name |
|---|---|
| Address | 158 N LAKE DR, CANTON, GA 30115 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,387.00 (+264.43%) | $275,200 (+244%) | |
| 2023 | $655.00 | $80,000 | $80,000 (-70.93%) Land $80,000 |
| 2021 | $275,200 Land $80,000 Building $195,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures