57 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 57 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,146 sqft · built 1783
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$3,400,000 (Oct 2020)
Tax Bill	$18,766 (2025)
Deeds & Mortgages	Oct 2020 Transfer Oct 2020 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`458-13-01-065`

Property Details

APN / Parcel Number

Primary APN	`458-13-01-065`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,146 sqft Living Area
1st Floor Area	1,870 sqft
Upper Floors Area	3,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1783
Effective Year Built	Effective 1783
Architectural Style	Georgian
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Galvanized Metal
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	285 ft deep x 27 ft wide

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	57 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -57 EAST BAY SUBDIVISION NAME -1 DESCRIPTION -57 EAST BAY SITE NAME -55 1/2 EAST BAY ST
Legal Subdivision	SOB EAST
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2000
Census Tract	200

Owner

57 E Bay St is owned and occupied by two individuals who bought it in October 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 E BAY ST, CHARLESTON, SC 29401-2546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 15, 2020	Grant Deed, Transfer · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Jul 5, 2017 · Amount on File
Deed Book / Page	925 / 770
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	0925/0769
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 15, 2020
Property Address	57 E BAY ST, CHARLESTON, SC 29401-2546
Document Number	0925/0769
Book / Page	000925 / 000769
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 E BAY ST CHARLESTON SC 294012546, CHARLESTON, SC 29401-2546

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 15, 2020
Property Address	57 E BAY ST, CHARLESTON, SC 29401-2546
Document Number	0925/0770
Book / Page	000925 / 000770
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 E BAY ST CHARLESTON SC 294012546, CHARLESTON, SC 29401-2546

Mortgage

Document Number	925/0772
Date	Oct 15, 2020
Book Page	000925/000772

Lender

Name	TD BK NA
Type	Bank
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808-5529

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 57 E Bay St was $18,766, up 7.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,766.00 (+7.69%)	$4,082,500 (+2,816.07%) Land $1,627,100 Building $2,455,400	$6,150,000 Land $1,627,100 Building $4,522,900
2024	$17,426.00	$140,000
2022	$16,500.00	$140,000	$3,550,000 Land $1,600,000 Building $1,950,000
2020			$3,550,000 Land $1,600,000 Building $1,950,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 57 E Bay St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	395 units insured incl. 110 condo units
Nearby Flood Claims	509 (1979–2024)
Claims Outside the SFHA	2 of 509
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 94 claims Hurricane Matthew, Oct 2016 · 94 claims Hurricane Hugo, Sep 1989 · 222 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 57 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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