Charleston County property record for 69 E Bay St, Charleston, SC 29401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,030 sqft · built 1991 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,700,000 (Jun 2015) |
| Tax Bill | $9,666 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 458-13-01-054 |
| Primary APN | 458-13-01-054 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,030 sqft Living Area |
| 1st Floor Area | 1,190 sqft |
| Upper Floors Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Galvanized Metal |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 53 ft deep x 119 ft wide |
| Porch | Slab |
| Porch Area | 126 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 69 E BAY ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29401-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -LOT 69-A NW EAST BAY & LONGITUDE LN |
| Legal Subdivision | PROPERTY OF GEORGE MALANOS |
| Legal Lot Number | 69-A |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 200 |
69 E Bay St is owned and occupied by an individual who bought it in June 2015.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 69 E BAY ST, CHARLESTON, SC 29401-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2015 · Amount on File |
| Deed Sale | Jun 2, 2015 · Amount on File |
| Deed Book / Page | 479 / 933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 69 E BAY ST, CHARLESTON, SC 29401-2545 |
| Document Number | 0725/0578 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 69 E BAY ST CHARLESTON SC 294012545, CHARLESTON, SC 29401-2545 |
| Document Number | 0725/0578 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 000725/000578 |
| Name | SOUTH ATLANTIC BK |
|---|---|
| Type | Bank |
| Address | PO BOX 70130, MYRTLE BEACH, SC 29572-0021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 12, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 69 E Bay St was $9,666, up 9.2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,666.00 (+9.2%) | $2,047,350 (+2,803.22%) Land $1,058,000 Building $989,350 | $3,594,000 Land $1,069,800 Building $2,524,200 |
| 2024 | $8,852.00 | $70,520 | |
| 2022 | $8,360.00 | $70,520 | $1,763,000 Land $920,000 Building $843,000 |
| 2020 | $1,763,000 Land $920,000 Building $843,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 69 E Bay St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 285 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 395 units insured incl. 110 condo units |
| Nearby Flood Claims | 509 (1979–2024) |
| Claims Outside the SFHA | 2 of 509 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 69 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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