49 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 49 E Bay St, Charleston, SC 29401

Property Summary

Property TypeOffice Building
Details1,219 sqft · built 1950
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Tax Bill$190 (2025)
Flood ZoneZone AE (high risk)
APN460-15-01-025

Property Details

APN / Parcel Number

Primary APN460-15-01-025

Interior

Stories2 Stories
Building Area1,219 sqft Building Perimeter

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions150 ft deep x 40 ft wide

Location & Zoning

Street Address49 E BAY ST
CityCHARLESTON
StateSC
Zip29401-2546
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionMAPPLATB C MAPPLATP 184 SUBDIVISIONNAME CITY OF CHARLESTON LOT B
Legal SubdivisionCITY OF CHARLESTON
Legal Lot NumberB
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1034
Census Tract600

Owner

49 E Bay St, a commercial property, is owned by a company.

Source: Charleston County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 250205, CHARLESTON, SC 29425-0001
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 49 E Bay St was $190.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2025$190.00

Flood

FEMA maps place 49 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 143 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies431 units insured
incl. 288 condo units
Nearby Flood Claims214 (1978–2023)
Claims Outside the SFHA4 of 214
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 18 claims
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Hurricane Hugo, Sep 1989 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on E Bay St

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