57 Central Ave, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 57 Central Ave, Schenectady, NY 12304 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,702 sqft · built 1947
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Mar 2023)
Tax Bill	$8,308 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 60.19-2-84`

Property Details

APN / Parcel Number

Primary APN	`422400 60.19-2-84`
Alternative APN	`240006001900020840000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,215 sqft
Upper Floors Area	487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	520 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	57 CENTRAL AVE
City	SCHENECTADY
State	NY
Zip	12304-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	84.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	3
Census Block	3001
Census Tract	31902

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.19-2-84

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	57 CENTRAL AVE, SCHENECTADY, NY 12304-4200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2023 · Amount on Record
Deed Sale	Mar 07, 2023 · Amount on Record
Prior Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	202312848
Deed Book / Page	2103 / 846
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 07, 2023
Property Address	57 CENTRAL AVE, SCHENECTADY, NY 12304-4200
Document Number	0000012848
Book / Page	2103 / 846
Instrument Date	Jan 31, 2023
Instrument	202312848
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2501, GLENVILLE, NY 12325-0501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 BALLTOWN RD, NISKAYUNA, NY 12309-1005

Mortgage

Document Number	0000012849
Date	Mar 07, 2023
Instrument	202312849

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,308.00	$237,000 (+3.49%) Land $40,700 Building $196,300	$351,100 (+21.11%) Land $60,294 Building $290,806
2023		$229,000 Land $40,700 Building $188,300	$289,900 Land $51,524 Building $238,376

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.