Schenectady County and Niskayuna Town property record for 46 Central Ave, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1890 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Dec 2001) |
| Tax Bill | $4,262 (2025) |
| Deeds & Mortgages | Jan 2023 Sale Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.19-2-73 |
| Primary APN | 422400 60.19-2-73 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 162 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 46 CENTRAL AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FAGANS LOCUST PARK |
| Legal Block | 2 |
| Legal Lot Number | 73.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records · APN 422400 60.19-2-73
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 CENTRAL AVE, SCHENECTADY, NY 12304-4264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2023 | Warranty Deed, Transfer |
| Sep 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2001 · Amount on Record |
| Deed Sale | Dec 07, 2001 · Amount on Record |
| Prior Sale | Jun 21, 1996 · Amount on Record |
| Deed Book / Page | 1613 / 914 |
| Last Transfer Date | Jun 11, 2020 |
| Transfer Doc | 0000027542 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 06, 2023 |
| Property Address | 46 CENTRAL AVE, SCHENECTADY, NY 12304-4264 |
| Document Number | 0000000929 |
| Book / Page | 2100 / 398 |
| Map Reference | CAB F-150 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 202300929 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 CENTRAL AVE, SCHENECTADY, NY 12304-4264 |
| Name | Verified Name |
|---|---|
| Address | 46 CENTRAL AVE, SCHENECTADY, NY 12304-4264 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 16, 2020 |
| Property Address | 46 CENTRAL AVE, SCHENECTADY, NY 12304-4264 |
| Document Number | 0000027542 |
| Book / Page | 002041 / 000587 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 27542 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 DEBBIE MARIE CT NISKAYUNA NY 123091947, NISKAYUNA, NY 12309-1947 |
Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,262.00 | $117,000 (-) Land $33,100 Building $83,900 | $173,300 (+17.02%) Land $49,028 Building $124,272 |
| 2023 | $117,000 Land $33,100 Building $83,900 | $148,100 Land $41,898 Building $106,202 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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