Schenectady County and Niskayuna Town property record for 101 Central Ave, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,252 sqft · built 1915 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,049 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.19-2-10 |
| Primary APN | 422400 60.19-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 345 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 101 CENTRAL AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records · APN 422400 60.19-2-10
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 CENTRAL AVE, SCHENECTADY, NY 12304-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2019 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Feb 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 101 CENTRAL AVE, SCHENECTADY, NY 12304-2439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | EQUITY SETTLEMENT SERVICES I |
| Name | Verified Name |
|---|
| Document Number | 0000007146 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 4895/499 |
| Instrument | 201907146 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 101 CENTRAL AVE, SCHENECTADY, NY 12304-2439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | EQUITY SETTLEMENT SERVICES I |
| Name | Verified Name |
|---|
| Document Number | 0000007145 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 4895/487 |
| Instrument | 201907145 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD CLIFFS, NJ 07632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,049.00 | $170,000 (-) Land $35,500 Building $134,500 | $251,900 (+17.05%) Land $52,603 Building $199,297 |
| 2023 | $170,000 Land $35,500 Building $134,500 | $215,200 Land $44,939 Building $170,261 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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