57 5th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 57 5th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 949 sqft · built 1923
Lot Size	0.021 acres (897 sqft)
Owner	2 Individual Names on File
Last Sale	$357,500 (Jul 2020)
Tax Bill	$6,223 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`19-00065-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`19-00065-0000-00016`
Alternative APNs	`190006500016` `00012210`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	949 sqft Living Area
1st Floor Area	592 sqft
Upper Floors Area	357 sqft
Basement Area	85 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	897 sqft (0.021 acres)
Lot Dimensions	39 ft deep x 23 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	32 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00012210
Street Address	57 5TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	HIGHLANDS/NAVESINK SEC I
Legal Block	65
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2021
Census Tract	800101

Owner

57 5th St is owned and occupied by two individuals who bought it in July 2020.

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 5TH ST, HIGHLANDS, NJ 07732-1634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Oct 5, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Aug 31, 2007 · Amount on File
Deed Document Number	202079157
Deed Book / Page	9428 / 6446
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 23, 2020
Property Address	57 5TH ST, HIGHLANDS, NJ 07732-1634
Document Number	0000079157
Book / Page	009428 / 006446
Instrument Date	Jun 17, 2020
Instrument	79157
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	EAST COAST TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 5TH ST HIGHLANDS NJ 077321634, HIGHLANDS, NJ 07732-1634

Mortgage

Document Number	79158
Date	Jul 23, 2020
Book Page	009428/006458
Instrument	79158

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 5, 2017
Property Address	57 5TH ST, HIGHLANDS, NJ 07732-1634
Document Number	0092523434
Book / Page	009252 / 003434
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Nov 13, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 57 5th St was $6,223, up 41.3% from the year before.

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,700 (+29.07%) Land $322,500 Building $147,200	$469,700 (+29.07%) Land $322,500 Building $147,200
2025	$6,223.00 (+41.27%)	$363,900 Land $218,000 Building $145,900	$363,900 Land $218,000 Building $145,900
2024	$4,405.00
2023		$203,300 Land $113,000 Building $90,300	$203,300 Land $113,000 Building $90,300
2022	$3,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 57 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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