59 5th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 59 5th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1942
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$999,000 (Dec 2024)
Tax Bill	$8,487 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`19-00065-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`19-00065-0000-00019`
Alternative APNs	`190006500019` `00012240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	640 sqft
Upper Floors Area	640 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Porch
Deck Area	300 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00012240
Street Address	59 5TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	COUNTY/MONMOUTH
Legal Block	65
Legal Lot Number	19
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2021
Census Tract	800101

Owner

59 5th St is owned and occupied by an individual who bought it in December 2024.

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	59 5TH ST, HIGHLANDS, NJ 07732-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Feb 8, 2021	Warranty Deed, Transfer · Commercial Mortgage PATCH OF LAND LENDING LLC
Feb 8, 2021	Intrafamily Transfer, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SERVICES INC
Jan 8, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2024 · Amount on File
Deed Sale	Dec 19, 2024 · Amount on File
Prior Sale	Apr 14, 2022 · Amount on File
Deed Document Number	202490175
Deed Book / Page	9718 / 995
Prior Transfer Date	May 14, 2020
Prior Transfer Doc	0094800427
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 14, 2022
Property Address	59 5TH ST, HIGHLANDS, NJ 07732-1634
Document Number	0095904278
Book / Page	9590 / 4278
Instrument Date	Feb 15, 2022
Instrument	2022042151
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 S EDGEMERE DR, 711, WEST ALLENHURST, NJ 07711-1415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 5TH ST, HIGHLANDS, NJ 07732-1634

Mortgage

Document Number	2022042152
Date	Apr 14, 2022
Instrument	2022042152

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 8, 2021
Property Address	59 5TH ST, HIGHLANDS, NJ 07732-1634
Document Number	0094800380
Book / Page	9480 / 380
Instrument Date	Dec 15, 2020
Instrument	2021020317
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$1,305.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 5TH ST, HIGHLANDS, NJ 07732-1634

Mortgage

Document Number	2021020319
Date	Feb 8, 2021
Instrument	2021020319

Lender

Name	PATCH OF LAND LENDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 1, 2022

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 8, 2021
Property Address	59 5TH ST, HIGHLANDS, NJ 07732-1634
Document Number	0094800427
Book / Page	9480 / 427
Instrument Date	May 14, 2020
Instrument	2021020318
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 8, 2018
Property Address	59 5TH ST, HIGHLANDS, NJ 07732-1634
Document Number	0000001648
Book / Page	009266 / 003955
Instrument Date	Nov 28, 2017
Instrument	1648
Transaction Type	Foreclosure
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

The 2025 property tax bill for 59 5th St was $8,487, up 4.7% from the year before.

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$841,100 (+69.47%) Land $326,200 Building $514,900	$841,100 (+69.47%) Land $326,200 Building $514,900
2025	$8,487.00 (+4.67%)	$496,300 Land $221,700 Building $274,600	$496,300 Land $221,700 Building $274,600
2024	$8,108.00
2023		$385,500 Land $116,200 Building $269,300	$385,500 Land $116,200 Building $269,300
2022	$6,377.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 59 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 59 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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