Monmouth County and Highlands Borough property record for 51 5th St, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,843 sqft · built 1919 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Nov 1999) |
| Tax Bill | $8,777 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 19-00065-0000-00012 |
| Primary APN | 19-00065-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,843 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 612 sqft |
| Basement Area | 612 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Deck Area | 25 sqft |
| Patio Area | 328 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 00012170 |
|---|---|
| Street Address | 51 5TH ST |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF0 |
| Legal Subdivision | HIGHLANDS/NAVESINK SEC I |
| Legal Block | 65 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 800101 |
51 5th St is owned and occupied by an individual who acquired it in March 2009.
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 5TH ST, HIGHLANDS, NJ 07732-1634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 1999 · Amount on File |
| Deed Sale | Nov 20, 1999 · Amount on File |
| Deed Book / Page | 5880 / 523 |
| Last Transfer Date | Mar 23, 2009 |
| Transfer Doc | 0087715446 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 51 5th St was $8,777, up 5.5% from the year before.
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,400 (+20.86%) Land $333,300 Building $287,100 | $620,400 (+20.86%) Land $333,300 Building $287,100 | |
| 2025 | $8,777.00 (+5.52%) | $513,300 Land $228,800 Building $284,500 | $513,300 Land $228,800 Building $284,500 |
| 2024 | $8,318.00 | ||
| 2023 | $395,200 Land $122,400 Building $272,800 | $395,200 Land $122,400 Building $272,800 | |
| 2022 | $7,634.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 271 individual policies |
| Nearby Flood Policies | 315 units insured incl. 44 condo units |
| Nearby Flood Claims | 183 (1992–2023) |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 51 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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