5698 Andrews Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 5698 Andrews Dr, Roscoe, IL 61073

Property Summary

Property Type	Commercial
Details	4,176 sqft · built 1997
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Feb 2015)
Tax Bill	$18,484 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-453-016`

Property Details

APN / Parcel Number

Primary APN	`04-28-453-016`
Alternative APNs	`428453016` `028D069`

Interior

Total Rooms	5 Rooms
Units	8 Units
Stories	2 Stories
Building Area	4,176 sqft Total Area
Basement Area	4,176 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	24,829 sqft (0.57 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	028D069
Street Address	5698 ANDREWS DR
City	ROSCOE
State	IL
Zip	61073-7014
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RM - MULT
Legal Description	ROSCOE CENTER SUB NO 3 PT SE1/4 SEC 28-46-2 LOT 19
Legal Range	2
Legal Township	46
Legal Section	28
Legal Subdivision	ROSCOE CENTER SUB NO 3
Legal Lot Number	19
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2028
Census Tract	3904

Owner

5698 Andrews Dr, a commercial property, is owned by a company that bought it in February 2015.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 7567, ROCKFORD, IL 61126-7567
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage CBI BANK & TRUST
Dec 17, 2020	Deed of Trust, Mortgage SENB BK
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit ILLINOIS BK&TR
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit ILLINOIS BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2015 · Amount on File
Deed Sale	Feb 3, 2015 · Amount on File
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5698 ANDREWS DR, ROSCOE, IL 61073-7014
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003616
Date	Feb 12, 2026
Instrument	2603616

Lender

Name	CBI BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5698 ANDREWS DR, ROSCOE, IL 61073-7014
Document Number	0000000261
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5696 ANDREWS DR ROSCOE IL 610737011, ROSCOE, IL 61073-7011

Mortgage

Document Number	0000000261
Date	Jan 5, 2021
Instrument	261

Lender

Name	SENB BK
Address	ROSCOE, IL 61073

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 4, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5698 ANDREWS DR, ROSCOE, IL 61073-7014
Document Number	0001030392
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2801 EASTROCK ROCKFORD IL 61126, ROCKFORD, IL 61126

Mortgage

Document Number	0001030392
Date	Sep 10, 2019
Instrument	1030392

Lender

Name	ILLINOIS BK&TR
Address	ROCKFORD, IL 61114-4429

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Sep 9, 2026

Interest

Rate Type	Adjustable Rate
Rate	4.6%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5698 ANDREWS DR, ROSCOE, IL 61073-7014
Document Number	0001000877
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5406 FOREST HILLS CT LOVES PARK IL 611118317, LOVES PARK, IL 61111-8317

Mortgage

Document Number	0001000877
Date	Jan 10, 2017
Instrument	1000877

Lender

Name	ILLINOIS BK&TR
Address	6855 E RIVERSIDE BLVD, ROCKFORD, IL 61114-4429

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 9, 2027

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 5698 Andrews Dr was $18,484.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,484.00	$220,021 Land $20,536 Building $199,485	$660,063 Land $61,608 Building $598,455
2022		$164,858 Land $15,387 Building $149,471	$494,574 Land $46,161 Building $448,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5698 Andrews Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5698 Andrews Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Metronet.

Nearby Properties on Andrews Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures