5612 Andrews Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 5612 Andrews Dr, Roscoe, IL 61073

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,410 sqft · built 2002
Lot Size	6.65 acres (289,674 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,018 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`04-28-454-006`

Property Details

APN / Parcel Number

Primary APN	`04-28-454-006`
Alternative APNs	`428454006` `028D076`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	289,674 sqft
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	028D076
Street Address	5612 ANDREWS DR
City	ROSCOE
State	IL
Zip	61073-7010
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM - MULT
Legal Description	OAK VILLAGE CONDO PT SE1/4 SEC 28-46-2UNIT 5612
Legal Range	2
Legal Township	46
Legal Section	28
Legal Subdivision	OAK VILLAGE CONDO
Legal Unit	5612
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2028
Census Tract	3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5612 ANDREWS DR, ROSCOE, IL 61073-7010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Dec 24, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5612 ANDREWS DR, ROSCOE, IL 61073-7010
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024733
Date	Sep 24, 2025
Instrument	2524733

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2055

Interest

Rate Type	Fixed Rate
Rate	8.25%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5612 ANDREWS DR, ROSCOE, IL 61073-7010
Document Number	0001000258
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5612 ANDREWS DR ROSCOE IL 610737010, ROSCOE, IL 61073-7010

Mortgage

Document Number	0001000258
Date	Jan 4, 2019
Instrument	1000258

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.55%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,018.00	$58,838 (+33.46%) Land $10,014 Building $48,824	$176,514 (+33.46%) Land $30,042 Building $146,472
2022		$44,086 Land $7,503 Building $36,583	$132,258 Land $22,509 Building $109,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Metronet.

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