5638 Andrews Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 5638 Andrews Dr, Roscoe, IL 61073

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,265 sqft · built 2002
Lot Size	6.65 acres (289,674 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Dec 2025)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-454-010`

Property Details

APN / Parcel Number

Primary APN	`04-28-454-010`
Alternative APNs	`428454010` `028D080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	289,674 sqft
Garage Area	287 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5638 ANDREWS DR
City	ROSCOE
State	IL
Zip	61073-7010
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM - MULT
Legal Description	OAK VILLAGE CONDO PT SE1/4 SEC 28-46-2UNIT 5638
Legal Range	2
Legal Township	46
Legal Section	28
Legal Subdivision	OAK VILLAGE CONDO
Legal Unit	5638
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2028
Census Tract	3904

Owner

5638 Andrews Dr, a condominium, is owned and occupied by two individuals who bought it in December 2025.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5638 ANDREWS DR, ROSCOE, IL 61073-7010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage GREAT LAKES HOME MORTGAGE INC
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NORTHERN CU
Apr 22, 2019	Warranty Deed, Transfer · Conventional with PMI ASSOCIATED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Jun 24, 2021 · Amount on File
Deed Document Number	202533921
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 31, 2025
Property Address	5638 ANDREWS DR, ROSCOE, IL 61073-7010
Document Number	0000033921
Map Reference	PB 43 PG 126
Instrument Date	Dec 30, 2025
Instrument	2533921
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5638 ANDREWS DR, ROSCOE, IL 61073-7010

Mortgage

Document Number	0000033922
Date	Dec 31, 2025
Instrument	2533922

Lender

Name	GREAT LAKES HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 24, 2021
Property Address	5638 ANDREWS DR, ROSCOE, IL 61073-7010
Document Number	0000022052
Map Reference	DOC 0219533
Instrument Date	Jun 14, 2021
Instrument	2122052
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5638 ANDREWS DR, ROSCOE, IL 61073-7010

Mortgage

Document Number	0000022053
Date	Jun 24, 2021
Instrument	2122053

Lender

Name	FIRST NORTHERN CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 22, 2019
Property Address	5638 ANDREWS DR, ROSCOE, IL 61073-7010
Document Number	0001012731
Instrument Date	Apr 18, 2019
Instrument	1012731
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5638 ANDREWS DR ROSCOE ILLINOI ROSCOE IL 61073, ROSCOE, IL 61073

Mortgage

Document Number	1012732
Date	Apr 22, 2019
Instrument	1012732

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5638 Andrews Dr was $2,684, up 5.2% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,684.00 (+5.17%)	$37,950 (+9.49%) Land $5,006 Building $32,944	$113,850 (+9.49%) Land $15,018 Building $98,832
2024	$2,552.00 Homeowner's exemption	$34,661 Land $4,572 Building $30,089	$103,983 Land $13,716 Building $90,267
2022	Homeowner's exemption	$28,436 Land $3,751 Building $24,685	$85,308 Land $11,253 Building $74,055

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5638 Andrews Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5638 Andrews Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Metronet.

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