Schoharie County and Seward Town property record for 5696 State Rte 10, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,363 sqft · built 1850 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,787 (Oct 2012) |
| Tax Bill | $3,695 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 54.4-3-7 |
| Primary APN | 434400 54.4-3-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Upper Floors Area | 435 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 320 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 195 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101082 |
|---|---|
| Street Address | 5696 STATE ROUTE 10 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | R 1 |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 740400 |
5696 State Rte 10 is owned and occupied by two individuals who bought it in October 2012.
Source: Schoharie County and Seward Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5696 STATE ROUTE 10, COBLESKILL, NY 12043-6700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2012 · Amount on File |
| Deed Sale | Oct 2, 2012 · Amount on File |
| Prior Sale | May 21, 2001 · Amount on File |
| Deed Book / Page | 941 / 215 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5696 State Rte 10 was $3,695 with a homeowner's exemption, up 9.7% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,695.00 (+9.71%) Homeowner's exemption | ||
| 2025 | $3,368.00 | $65,700 Land $7,300 Building $58,400 | $160,244 Land $17,805 Building $142,439 |
| 2023 | $65,700 Land $7,300 Building $58,400 | $131,400 Land $14,600 Building $116,800 | |
| 2020 | $2,653.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5696 State Rte 10 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5696 State Rte 10 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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