5703 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 5703 State Rte 10, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,560 sqft · built 1870
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$22,000 (Jan 2019)
Tax Bill	$2,846 (2026)
Deeds & Mortgages	Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`434400 54.4-2-9`

Property Details

APN / Parcel Number

Primary APN	`434400 54.4-2-9`
Alternative APNs	`440005400400020090000000` `525J101632`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,280 sqft
2nd Floor Area	1,280 sqft
Basement Area	843 sqft
Finished Basement	843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Patio Area	184 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	525J101632
Street Address	5703 STATE ROUTE 10
City	COBLESKILL
State	NY
Zip	12043-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	R1 99 X 100
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SEWARD
Census Block Group	4
Census Block	4019
Census Tract	740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5703 STATE ROUTE 10, COBLESKILL, NY 12043-6703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	2019755769
Deed Book / Page	1084 / 134
Record Updated	Oct 29, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jan 15, 2019
Property Address	5703 STATE ROUTE 10, COBLESKILL, NY 12043-6703
Document Number	001084/134
Book / Page	1084 / 134
Instrument Date	Jan 9, 2019
Instrument	755769
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 GATES HILL RD, MIDDLEBURGH, NY 12122-4511

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Seward Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,846.00 (+9.71%)
2025	$2,594.00 (-37.34%)	$50,600 (-) Land $6,400 Building $44,200	$123,415 (+21.95%) Land $15,610 Building $107,805
2023		$50,600 Land $6,400 Building $44,200	$101,200 Land $12,800 Building $88,400
2020	$4,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 10

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