Schoharie County and Seward Town property record for 5689 State Rte 10, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,184 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,487 (2026) |
| Deeds & Mortgages | Mar 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 54.4-2-5 |
| Primary APN | 434400 54.4-2-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Upper Floors Area | 240 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 230 ft deep x 58.5 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Slab |
| Porch Area | 212 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101554 |
|---|---|
| Street Address | 5689 STATE ROUTE 10 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | R1 58.5 X 230 |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5689 STATE ROUTE 10, COBLESKILL, NY 12043-6701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2025 |
| Transfer Doc | 0000828026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Mar 6, 2025 |
| Property Address | 5689 STATE ROUTE 10, COBLESKILL, NY 12043-6701 |
| Document Number | 00001231/1 |
| Book / Page | 1231 / 1 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 828026 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5689 STATE ROUTE 10, COBLESKILL, NY 12043-6701 |
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,487.00 (+9.72%) Homeowner's exemption | ||
| 2025 | $3,178.00 (+28.66%) | $62,000 (-) Land $6,400 Building $55,600 | $151,220 (+21.95%) Land $15,610 Building $135,610 |
| 2023 | $62,000 Land $6,400 Building $55,600 | $124,000 Land $12,800 Building $111,200 | |
| 2020 | $2,470.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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