569 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 569 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,600 sqft · built 1918
Lot Size	0.84 acres (3,671 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jun 2022)
Tax Bill	$5,817 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-21-208-013`

Property Details

APN / Parcel Number

Primary APN	`15-21-208-013`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Gross Area	3,708 sqft
Basement Area	1,108 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Lot Area	3,671 sqft (0.84 acres)
Lot Dimensions	75 ft deep x 49 ft wide

Location & Zoning

Street Address	569 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOYT BROTHERS SUB. - SLY 75 FT LOT 11 BLK 2
Legal Subdivision	HOYT BROTHERS SUB
Legal Block	2
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3014
Census Tract	853200

Owner

569 Spruce St is owned and occupied by two individuals who bought it in June 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1117 GRAND BLVD, AURORA, IL 60505-4501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK
Nov 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 26, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Jun 25, 2019	Deed in Lieu of Foreclosure, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	202232780
Prior Transfer Date	Nov 4, 2021
Prior Transfer Doc	0000083893
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 24, 2022
Property Address	569 SPRUCE ST, AURORA, IL 60506-3860
Document Number	0000032780
Instrument Date	May 13, 2022
Instrument	2022K032780
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	569 SPRUCE ST, AURORA, IL 60506-3860

Mortgage

Document Number	0000032781
Date	Jun 24, 2022
Instrument	2022K032781

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 5, 2021
Property Address	569 SPRUCE ST, AURORA, IL 60506-3860
Document Number	0000083893
Instrument Date	Nov 4, 2021
Instrument	2021K083893
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	569 SPRUCE ST, 569, AURORA, IL 60506-3860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 5TH ST, AURORA, IL 60505-4336

Mortgage

Document Number	0000083803
Date	Nov 5, 2021
Instrument	2021K083803

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Interest

Rate	2.37%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 26, 2020
Property Address	569 SPRUCE ST, AURORA, IL 60506-3860
Document Number	0000009894
Instrument Date	Feb 3, 2020
Instrument	9894
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 5TH ST AURORA IL 605054336, AURORA, IL 60505-4336

June 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	KANE IL
Recording Date	Jun 25, 2019
Property Address	569 SPRUCE ST, AURORA, IL 60506-3860
Document Number	0000026676
Instrument Date	Jun 19, 2019
Instrument	26676
Transaction Type	Foreclosure
Record Updated	Jul 3, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 RICHMOND AVE #400S HOUSTON TX 770428500, 400S, HOUSTON, TX 77042-8500

Tax Assessment & Valuation

The 2025 property tax bill for 569 Spruce St was $5,817 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,817.00 Homeowner's exemption	$86,327 (+9.39%) Land $7,435 Building $78,892	$259,085 (+9.39%) Land $22,314 Building $236,771
2024		$78,917 Land $6,797 Building $72,120	$236,846 Land $20,399 Building $216,447
2022	$5,694.00 (+4.06%)	$64,336 (+7.41%) Land $5,541 Building $58,795	$193,008 (+7.41%) Land $16,623 Building $176,385
2021	$5,472.00	$59,898 Land $5,159 Building $54,739	$179,694 Land $15,477 Building $164,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 569 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 569 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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