Kane County property record for 647 Spruce St, Aurora, IL 60506
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,640 sqft · built 1955 |
| Lot Size | 0.115 acres (5,010 sqft) |
| Owner | Company Name on File |
| Last Sale | $39,000 (Jul 2013) |
| Tax Bill | $5,746 (2025) |
| Deeds & Mortgages | Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-21-130-009 |
| Primary APN | 15-21-130-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,320 sqft |
| Basement Area | 680 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,010 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Cooling System | Central |
|---|
| Street Address | 647 SPRUCE ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60506-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOYTS 3RD ADDN : LOT 20 BLOCK 19 LOT DIMENSIONS: 40 X 125.25 APPROX LOT SQ FT 5010 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001 |
| Legal Subdivision | HOYTS 3RD ADDN |
| Legal Block | 19 |
| Legal Lot Number | 20 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 853100 |
647 Spruce St is owned by a company that bought it in July 2013.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2814 BEACON POINT CIR, ELGIN, IL 60124-3113 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2013 · Amount on File |
| Deed Sale | Jul 31, 2013 · Amount on File |
| Prior Sale | Jun 27, 2013 |
| Deed Document Number | 201356169 |
| Prior Transfer Date | Jun 27, 1996 |
| Prior Transfer Doc | 0000051932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 647 SPRUCE ST, AURORA, IL 60506-3844 |
| Document Number | 0000002877 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2814 BEACON POINT CIR ELGIN IL 601243113, ELGIN, IL 60124-3113 |
| Document Number | 0000002877 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 2877 |
| Name | FIRST SECURE CMNTY BK |
|---|---|
| Address | SUGAR GROVE, IL 60554 |
| Term | 60 Months |
|---|---|
| Due | Jan 21, 2024 |
| Rate | 5.6% |
|---|
The 2025 property tax bill for 647 Spruce St was $5,746.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,746.00 | $77,369 (+9.39%) Land $8,613 Building $68,756 | $232,200 (+9.39%) Land $25,849 Building $206,351 |
| 2024 | $70,728 Land $7,874 Building $62,854 | $212,269 Land $23,631 Building $188,637 | |
| 2022 | $5,104.00 (+4.08%) | $57,660 (+7.41%) Land $6,419 Building $51,241 | $172,980 (+7.41%) Land $19,257 Building $153,723 |
| 2021 | $4,904.00 | $53,682 Land $5,976 Building $47,706 | $161,046 Land $17,928 Building $143,118 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 647 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 647 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Metronet, Watch TV.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures