556 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 556 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1929
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,500 (Aug 1998)
Tax Bill	$3,629 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-21-252-006`

Property Details

APN / Parcel Number

Primary APN	`15-21-252-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	556 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOYTS EXTENDED ADDN : PT LOT 1 BLOCK 18 LOT DIMENSIONS: 40 X 100 - APPROX LOT SQ FT 4000 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001
Legal Subdivision	HOYTS EXTENDED ADDN
Legal Block	18
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3013
Census Tract	853200

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	556 SPRUCE ST, AURORA, IL 60506-3861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 1998 · Amount on Record
Deed Sale	Aug 18, 1998 · Amount on Record
Deed Document Number	199874357
Prior Transfer Date	Jan 15, 1998
Prior Transfer Doc	0000008148
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	556 SPRUCE ST, AURORA, IL 60506-3861
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 SPRUCE ST, AURORA, IL 60506-3861

Mortgage

Document Number	0000034518
Date	Oct 3, 2023
Instrument	2023K034518

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.94%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,629.00 (+12.74%) Homeowner's exemption Disabled Person's exemption	$56,860 (+9.39%) Land $8,926 Building $47,934	$170,648 (+9.39%) Land $26,789 Building $143,860
2024		$51,979 (+22.66%) Land $8,160 Building $43,819	$155,999 (+22.71%) Land $24,490 Building $131,510
2022	$3,219.00 (+5.33%) Homeowner's exemption	$42,375 (+7.41%) Land $6,652 Building $35,723	$127,125 (+7.41%) Land $19,956 Building $107,169
2021	$3,056.00 Homeowner's exemption	$39,452 Land $6,193 Building $33,259	$118,356 Land $18,579 Building $99,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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