Okaloosa County property record for 569 Rough Leaf Ln, Mary Esther, FL 32569 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 2001 |
| Lot Size | 0.132 acres (5,788 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Dec 2022) |
| Tax Bill | $3,119 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-596-0560-0 |
| Primary APN | C56-000-596-0560-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,780 sqft Heated Area |
| Gross Area | 2,238 sqft |
| 1st Floor Area | 1,612 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 5,788 sqft (0.132 acres) |
| Garage Type | Finished |
| Garage Area | 380 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 569 ROUGH LEAF LN |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD EST S/D LOT 28 BLK B |
| Legal Range | 25 |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | WATERFORD EST S/D |
| Legal Block | B |
| Legal Lot Number | 28 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 23100 |
Source: Okaloosa County records · APN C56-000-596-0560-0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 569 ROUGH LEAF LN, MARY ESTHER, FL 32569-2185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 05, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2022 · Amount on Record |
| Deed Sale | Dec 05, 2022 · Amount on Record |
| Prior Sale | Aug 30, 2005 · Amount on Record |
| Deed Document Number | 3594084 |
| Deed Book / Page | 3653 / 2398 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 05, 2022 |
| Property Address | 569 ROUGH LEAF LN, MARY ESTHER, FL 32569-2185 |
| Document Number | 0036532398 |
| Book / Page | 3653 / 2398 |
| Map Reference | MB 18 PG 22 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 3594084 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9800 E BAY ST, SEMINOLE, FL 33776-1617 |
| Name | Verified Name |
|---|---|
| Address | 569 ROUGH LEAF LN, MARY ESTHER, FL 32569-2185 |
| Document Number | 0036532400 |
|---|---|
| Date | Dec 05, 2022 |
| Instrument | 3653/2400 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 569 ROUGH LEAF LN, MARY ESTHER, FL 32569-2185 |
| Document Number | 0034212162 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 569 ROUGH LEAF LN MARY ESTHER FL 325692185, MARY ESTHER, FL 32569-2185 |
| Document Number | 0034212162 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 003421/002162 |
| Instrument | 3307988 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,119.00 (-5%) Homeowner's exemption | $301,159 (-1.99%) Land $69,630 Building $231,529 | $301,159 (-1.99%) Land $69,630 Building $231,529 |
| 2023 | $3,283.00 (+113.04%) Homeowner's exemption | $307,268 (+83.99%) Land $56,017 Building $251,251 | $307,268 (+10.14%) Land $56,017 Building $251,251 |
| 2022 | $1,541.00 Homeowner's exemption | $167,004 | $278,981 Land $52,353 Building $226,628 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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