Adams County property record for 569 E Main St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1915 |
| Lot Size | 0.204 acres (8,844 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2025) |
| Tax Bill | $421 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-33-401-055.000-010 |
| Primary APN | 01-08-33-401-055.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,844 sqft (0.204 acres) |
| Lot Dimensions | 132 ft deep x 26 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01907505521 |
|---|---|
| Street Address | 569 E MAIN ST |
| City | BERNE |
| State | IN |
| Zip | 46711-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHN SPRUNGER'S OUTLOT 6 W JOHN SPRUNGER'S OL 5 W 17' OF E 41' S/2 |
| Legal Subdivision | JOHN SPRUNGER ETAL ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30600 |
Source: Adams County records · APN 01-08-33-401-055.000-010
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 569 E MAIN ST, BERNE, IN 46711-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF BERNE |
| Mar 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK OF BERNE |
| Nov 29, 2021 | Deed, Transfer · Stand-Alone First Mortgage FIRST BANK OF BERNE |
| Dec 09, 2021 | Deed, Transfer · Stand-Alone First Mortgage FIRST BANK OF BERNE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Mar 25, 2024 · Amount on Record |
| Deed Document Number | 202546363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 569 E MAIN ST, BERNE, IN 46711-1215 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025003724 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025003724 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Address | BERNE, IN 46711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Sep 12, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 11.7% |
| Index | 5-Year CMT |
| Margin | 4 |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Mar 22, 2024 |
| Property Address | 569 E MAIN ST, BERNE, IN 46711-1215 |
| Document Number | 2024000951 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 2024000951 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 569 E MAIN ST, BERNE, IN 46711-1215 |
| Document Number | 2024000952 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024000952 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Nov 29, 2021 |
| Property Address | 569 E MAIN ST, BERNE, IN 46711-1215 |
| Document Number | 2021006001 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021006001 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021006002 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021006002 |
| Name | FIRST BANK OF BERNE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Dec 09, 2021 |
| Property Address | 569 E MAIN ST, BERNE, IN 46711-1215 |
| Document Number | 2021006250 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021006250 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 569 E MAIN ST, BERNE, IN 46711-1215 |
| Document Number | 2021006251 |
|---|---|
| Date | Dec 09, 2021 |
| Instrument | 2021006251 |
| Name | FIRST BANK OF BERNE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Adams County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $421.00 (-12.29%) Homeowner's exemption | $76,900 (+18.31%) Land $10,700 Building $66,200 | $76,900 (+18.31%) Land $10,700 Building $66,200 |
| 2024 | $480.00 (+44.58%) | ||
| 2023 | $65,000 (+1.72%) Land $10,700 Building $54,300 | $65,000 (+1.72%) Land $10,700 Building $54,300 | |
| 2022 | $332.00 (-14.87%) | $63,900 Land $10,700 Building $53,200 | $63,900 Land $10,700 Building $53,200 |
| 2020 | $390.00 |
Source: FEMA National Flood Hazard Layer as of November 19, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Benton Ridge Telephone Company Fiber · Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 171 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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