Adams County property record for 575 E Main St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,053 sqft · built 1890 |
| Lot Size | 0.274 acres (11,936 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,000 (Aug 2024) |
| Tax Bill | $701 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-33-401-069.000-010 |
| Primary APN | 01-08-33-401-069.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 11,936 sqft (0.274 acres) |
| Lot Dimensions | 112 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01959327278 |
|---|---|
| Street Address | 575 E MAIN ST |
| City | BERNE |
| State | IN |
| Zip | 46711-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHN SPRUNGER'S OUTLOT 6 E PT S/2 |
| Legal Lot Number | 6 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30600 |
Source: Adams County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 575 E MAIN ST, BERNE, IN 46711-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Nov 6, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2024 · Amount on Record |
| Deed Sale | Aug 27, 2024 · Amount on Record |
| Deed Document Number | 202444516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 575 E MAIN ST, BERNE, IN 46711-1215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2024002969 |
|---|---|
| Date | Aug 26, 2024 |
| Instrument | 2024002969 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Nov 6, 2023 |
| Property Address | 575 E MAIN ST, BERNE, IN 46711-1215 |
| Document Number | 2023003923 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 2023003923 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 575 E MAIN ST, BERNE, IN 46711-1215 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $701.00 (+601%) Homeowner's exemption | $96,100 (+17.91%) Land $12,900 Building $83,200 | $96,100 (+17.91%) Land $12,900 Building $83,200 |
| 2024 | $100.00 (+2.04%) | ||
| 2023 | $98.00 (+20.99%) | $81,500 (+4.22%) Land $12,900 Building $68,600 | $81,500 (+4.22%) Land $12,900 Building $68,600 |
| 2022 | $81.00 (-13.83%) | $78,200 Land $12,900 Building $65,300 | $78,200 Land $12,900 Building $65,300 |
| 2020 | $94.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Watch TV Fiber · Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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