Adams County property record for 554 E Main St, Berne, IN 46711 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,542 sqft Living Area |
| Lot Size | 7,656 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $51,000 (2020) |
| Tax Bill | $1,179.00 (2025) |
Source: Adams County records · APN 01-11-04-201-006.000-018
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 E MAIN ST, BERNE, IN 46711-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PARTNERS FCU |
| Aug 23, 2018 | Deed of Trust, Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 17, 2020 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) FIRST BANK OF BERNE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Prior Sale | Jul 10, 2008 · Amount on Record |
| Deed Doc Number | 20206343 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 554 E MAIN ST, BERNE, IN 46711-1216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 554 E MAIN ST, BERNE, IN 46711-1216 |
| Document Number | 2025003767 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2025003767 |
| Name | FINANCIAL PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | WOODBURN, IN 46797 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 554 E MAIN ST, BERNE, IN 46711-1216 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018003269 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 2018003269 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 173 Months |
| Due | Jan 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Dec 17, 2020 |
| Property Address | 554 E MAIN ST, BERNE, IN 46711-1216 |
| Document Number | 2020006343 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2020006343 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 CLARK ST, BERNE, IN 46711-1411 |
| Document Number | 2020006344 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020006344 |
| Name | FIRST BANK OF BERNE |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Dec 11, 2025 |
| Index | 5-Year CMT |
| Margin | 4 |
Source: Adams County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Wabash Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,179.00 (-1.34%) Homeowner's exemption | $131,000 (+19.31%) Land $9,300 Building $121,700 | $131,000 (+19.31%) Land $9,300 Building $121,700 |
| 2024 | $1,195.00 (+13.38%) | ||
| 2023 | $1,054.00 (+157.7%) | $109,800 (+46.01%) Land $9,300 Building $100,500 | $109,800 (+46.01%) Land $9,300 Building $100,500 |
| 2022 | $409.00 (+7.35%) | $75,200 Land $9,300 Building $65,900 | $75,200 Land $9,300 Building $65,900 |
| 2020 | $381.00 |
Source: FEMA National Flood Hazard Layer, Adams County (18001C), updated November 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 01-11-04-201-006.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,542 sqft Living Area |
| 1st Floor | 1,542 sqft 1st Floor |
| Basement Area | 324 sqft Basement |
| Unfinished Basement | 324 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 7,656 sqft (0.176 acres) |
| Depth X Width | 132 ft x 58 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 364 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 240 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 00935269319 |
|---|---|
| Street Address | 554 E MAIN ST |
| City | BERNE |
| State | IN |
| Zip | 46711-1216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 32ND ADD W 58' LOT 320 |
| Legal Subdivision | THE HILTY ADDITION |
| Legal Lot Number | 320 |
| Jurisdiction | ADAMS IN |
| Minor Civil Division | WABASH |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 30600 |
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