St. Joseph County property record for 56782 Bow Dr, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,710 sqft |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,900 (Jun 2020) |
| Tax Bill | $1,252 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-333-048-00 |
| Primary APN | 009-333-048-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,710 sqft Building Perimeter |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 31,799 sqft (0.73 acres) |
|---|---|
| Lot Dimensions | 398 ft deep x 80 ft wide |
| Garage Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 56782 BOW DR |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 PLAT OF TAMARAC. SEC 5 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | PLAT OF TAMARAC |
| Legal Lot Number | 48 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56782 BOW DR, THREE RIVERS, MI 49093-9011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 8, 2019 | Warranty Deed, Transfer · Line of Credit CENTURY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on Record |
| Deed Sale | Jun 8, 2020 · Amount on Record |
| Prior Sale | Oct 8, 2019 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 30, 2026 |
| Property Address | 56782 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 0000006193 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20266193 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | TITLE AGENCY, SUN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223,462.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 WEST ST, THREE RIVERS, MI 49093-2368 |
| Document Number | 0000006194, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20266194 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 56782 BOW DR, THREE RIVERS, MI 49093-9011 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2021002031 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021002031 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | 48431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 8, 2020 |
| Property Address | 56782 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 2020002198 |
| Map Reference | LB 5 PG 54&54A |
| Instrument Date | May 29, 2020 |
| Instrument | 2020002198 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25976 LANTERN CIR, STURGIS, MI 49091-8852 |
| Name | Verified Name |
|---|---|
| Address | 1540 FAYETTE CT, PORTAGE, MI 49002 |
| Document Number | 2020002199 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020002199 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 8, 2019 |
| Property Address | 56782 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 01978/0164 |
| Book / Page | 1978 / 0164 |
| Map Reference | LB 5 PG 54&54A |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE |
| Amount | Amount Recorded |
|---|---|
| Tax | $688.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17326 BIRCHLEAF CT, THREE RIVERS, MI 49093-8029 |
| Name | Verified Name |
|---|---|
| Address | 25976 LANTERN CIRCLE, THREE RIVERS, MI 49093 |
| Document Number | 0001978165 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 1978/165 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 1, 2020 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,900 (+14.15%) | $267,800 (+14.15%) | |
| 2025 | $1,252.00 Homeowner's exemption | ||
| 2023 | $117,300 Land $17,300 Building $100,000 | $234,600 Land $34,600 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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