St. Joseph County property record for 56848 Bow Dr, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,120 sqft · built 1975 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,000 (Oct 2026) |
| Tax Bill | $4,033 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-333-044-00 |
| Primary APN | 009-333-044-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,120 sqft Building Perimeter |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 150 ft deep x 117 ft wide |
| Garage Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 56848 BOW DR |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 & N 17.36 FT OF LOT 43 PLAT OF TAMARAC. SEC 5 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | PLAT OF TAMARAC |
| Legal Lot Number | 43,44 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56848 BOW DR, THREE RIVERS, MI 49093-9011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jan 27, 2023 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Oct 28, 2021 | Intrafamily Transfer, Transfer |
| Apr 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC |
| May 30, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on Record |
| Deed Sale | Oct 2, 2026 · Amount on Record |
| Prior Sale | Oct 2, 2024 · Amount on Record |
| Deed Document Number | 20267953 |
| Prior Transfer Date | Oct 28, 2021 |
| Prior Transfer Doc | 2021010899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 2, 2026 |
| Property Address | 56848 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 0000007953 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 20267953 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202,252.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56848 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 0000007954, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 20267954 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 27, 2023 |
| Property Address | 56848 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 2023000659 |
| Map Reference | LB 5 PG 54&54A |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023000659 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3606 LAKESHORE DR # DRA9, DRA9, SAINT JOSEPH, MI 49085-2981 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1300 ODELL FARM LN, VICKSBURG, MI 49097-7788 |
| Date | Jan 27, 2023 |
|---|
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 28, 2021 |
| Property Address | 56848 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 2021010899 |
| Map Reference | LB 5 PG 54&54A |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021010899 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56848 BOW DRIVE 303 N MAIN STREET, 56848, THREE RIVERS, MI 49093 |
| Name | Verified Name |
|---|---|
| Address | 56848 BOW DRIVE 303 N MAIN STREET, THREE RIVERS, MI 49093 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 56848 BOW DR, THREE RIVERS, MI 49093-9011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1865/0913 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 1865/0913 |
| Name | FIFTH THIRD MORTGAGE MICHIGAN LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Nov 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 30, 2018 |
| Property Address | 56848 BOW DR, THREE RIVERS, MI 49093-9011 |
| Document Number | 1917/0462 |
| Book / Page | 1917 / 0462 |
| Map Reference | LB5 PG54&54A |
| Instrument Date | May 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56851489 BOW DR, 56851489, THREE RIVERS, MI 49093 |
| Name | Verified Name |
|---|---|
| Address | 56848 BORW DR, THREE RIVERS, MI 49093-9011 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,600 (+2.49%) Land $9,800 Building $80,800 | $181,200 (+2.49%) Land $19,600 Building $161,600 | |
| 2025 | $4,033.00 Homeowner's exemption | $88,400 Land $9,100 Building $79,300 | $176,800 Land $18,200 Building $158,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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